Montgomery County property record for 140 Stephens Ridge Ln, Montgomery, TX 77316
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,982 sqft · built 2023 |
| Lot Size | 0.208 acres (9,071 sqft) |
| Owner | Company Name on Record |
| Last Sale | $589,378 (Oct 2023) |
| Tax Bill | $13,330 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9652-82-03000 |
| Primary APN | 9652-82-03000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,982 sqft Living Area |
| Gross Area | 3,444 sqft |
| 1st Floor Area | 2,982 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 9,071 sqft (0.208 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 280 sqft |
| Patio Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 140 STEPHENS RIDGE LN |
|---|---|
| City | MONTGOMERY |
| State | TX |
| Zip | 77316-3286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S965282 - WOODFOREST 82, BLOCK 3, LOT 10 |
| Legal Subdivision | WOODFOREST 82 |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 694503 |
Source: Montgomery County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 140 STEPHENS RIDGE LN, MONTGOMERY, TX 77316-3286 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2023 · Amount on Record |
| Deed Sale | Oct 2, 2023 · Amount on Record |
| Deed Document Number | 202393970 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Oct 2, 2023 |
| Property Address | 140 STEPHENS RIDGE LN, MONTGOMERY, TX 77316-3286 |
| Document Number | 0000093970 |
| Map Reference | CAB Z SH 9182 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 2023093970 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 STEPHENS RIDGE LANE, MONTGOMERY, TX 77316-3286 |
| Document Number | 0000093971 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | 2023093971 |
| Name | BRADESCO BAC FLORIDA BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 7.37% |
| Max Rate At Change | 9.37% |
| Index | 1-Year T-Bill |
| Max Rate | 13.3% |
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $565,490 (-0.53%) Land $58,000 Building $507,490 | $565,490 (-0.53%) Land $58,000 Building $507,490 | |
| 2025 | $13,330.00 (-18.12%) | $568,493 (-15.64%) Land $58,000 Building $510,493 | $568,493 (-15.64%) Land $58,000 Building $510,493 |
| 2024 | $16,279.00 (+1,667.54%) | $673,853 (+1,061.82%) Land $58,000 Building $615,853 | $673,853 (+1,061.82%) Land $58,000 Building $615,853 |
| 2023 | $921.00 | $58,000 Land $58,000 | $58,000 Land $58,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 484 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 484 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY TRACE WATER SYSTEM private · serves 25,917 people · EPA ID TX1700638 |
|---|---|
| Water Source | Purchased surface water from SJRA GRP SW TREATMENT PLANT |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| MidSouth Fiber Internet Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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