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140 Stephens Dr, Covington, GA 30016 Property Records

Newton County property record for 140 Stephens Dr, Covington, GA 30016 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,074 sqft · built 1989
Lot Size0.93 acres (40,511 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Dec 2018)
Tax Bill$3,051 (2025)
Deeds & MortgagesSep 2020 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00130-00000-032-000

Property Details

APN / Parcel Number

Primary APN00130-00000-032-000
Alternative APNs
  • 0013 032
  • 5126

Interior

Full Baths3 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,074 sqft Heated Area
1st Floor Area2,074 sqft
Basement Area1,950 sqft
Unfinished Basement1,950 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1999
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area40,511 sqft (0.93 acres)
Garage TypeMixed
Garage Area884 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area192 sqft
Deck Area160 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number5126
Street Address140 STEPHENS DR
CityCOVINGTON
StateGA
Zip30016-1796
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.93AC LT 14 DOURON VILLAS
Legal SubdivisionSTEPHENS DRIVE
Legal Lot Number14
JurisdictionNEWTON GA
Township / Civil DivisionCOVINGTON-PORTERDALE
Census Block Group1
Census Block1010
Census Tract100903

Owner

Source: Newton County records · APN 00130-00000-032-000

Assessment roll updated December 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address140 STEPHENS DR, COVINGTON, GA 30016-1796
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2020Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC
Dec 05, 2018Grant Deed, Transfer · FHA Mortgage
ALTERRA HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 04, 2018 · Amount on Record
Deed SaleDec 04, 2018 · Amount on Record
Prior SaleJun 10, 2002 · Amount on Record
Deed Document Number20184767
Deed Book / Page3777 / 397
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address140 STEPHENS DR, COVINGTON, GA 30016-1796
Document Number0040790030
Instrument DateSep 25, 2020
Transaction TypeMortgage
Record UpdatedOct 16, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 STEPHENS DR COVINGTON GA 300161796, COVINGTON, GA 30016-1796

Mortgage

Document Number0040790030
DateOct 05, 2020
Book Page004079/000030
Instrument14138
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 04, 2050

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNEWTON GA
Recording DateDec 05, 2018
Property Address140 STEPHENS DR, COVINGTON, GA 30016-1796
Document Number0037770397
Book / Page003777 / 000397
Instrument DateDec 04, 2018
Instrument14639
Transaction TypeTransfer
Record UpdatedDec 28, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 STEPHENS DR COVINGTON GA 300161796, COVINGTON, GA 30016-1796

Mortgage

Document Number37770398
DateDec 05, 2018
Book Page003777/000398
Instrument14640
Lender
NameALTERRA HM LNS
AddressLAS VEGAS, NV 89145
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 04, 2048

Tax Assessment & Valuation

Source: Newton County records · Assessment roll updated December 16, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,051.00 (+7.77%) Homeowner's exemption$126,680 (+15.92%) Land $14,000 Building $112,680$316,700 (+15.92%) Land $35,000 Building $281,700
2023$109,280 Land $7,000 Building $102,280$273,200 Land $17,500 Building $255,700
2022$2,831.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Newton County (13217C), updated September 30, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132171009031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims2 (2005–2009)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2009, rainfall accumulation

Wildfire

Wildfire RiskLow
above 37% of the US · above 17% of Georgia
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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