Highland County property record for 140 Spruce St, Monterey, VA 24465
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,522 sqft · built 1904 |
| Lot Size | 0.401 acres (17,468 sqft) |
| Owner | Individual Name on File |
| Last Sale | $42,500 (Jun 2025) |
| Tax Bill | $1,094 (2026) |
| Deeds & Mortgages | Jul 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 31A1 A 35 |
| Primary APN | 31A1 A 35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,522 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Victorian |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 17,468 sqft (0.401 acres) |
| Porch | Slab |
| Porch Area | 684 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2067 |
|---|---|
| Street Address | 140 SPRUCE ST |
| City | MONTEREY |
| State | VA |
| Zip | 24465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S30W41N9E6N6E28N15 E7; N15W4N8E4N8E2N7E39 S17W7S15W28S6W6 |
| Jurisdiction | HIGHLAND VA |
| Township / Civil Division | MONTEREY |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 970100 |
140 Spruce St is owned by an individual who bought it in June 2025.
Source: Highland County records, as of June 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 516, MONTEREY, VA 24465-0516 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2025 · Amount on File |
| Deed Sale | Jun 17, 2025 · Amount on File |
| Prior Sale | Jul 28, 2023 · Amount on File |
| Deed Document Number | 2025225 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HIGHLAND VA |
| Recording Date | Jul 28, 2023 |
| Property Address | 140 SPRUCE ST, MONTEREY, VA 24465 |
| Document Number | 0230000284 |
| Instrument Date | Jul 25, 2023 |
| Instrument | 230000284 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 486, MONTEREY, VA 24465-0486 |
The 2026 property tax bill for 140 Spruce St was $1,094.
Source: Highland County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Highland County |
| Municipality | Monterey Town |
| Unified School District | Highland County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,094.00 | $214,600 Land $30,000 Building $184,600 | |
| 2024 | $214,600 (-4.71%) Land $30,000 Building $184,600 | ||
| 2023 | $1,080.00 | $225,200 Land $30,000 Building $195,200 | $225,200 Land $30,000 Building $195,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 140 Spruce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1996–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Nov 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 140 Spruce St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MONTEREY serves 300 people · EPA ID VA2091150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 500 |
5G (outdoors only) and 4G LTE
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