140 Spring Valley Rd, Gaffney, SC 29341 Property Records

Cherokee County property record for 140 Spring Valley Rd, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	1,553 sqft · built 1975
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,500 (Nov 2006)
Tax Bill	$540 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024702-23-3`

Property Details

APN / Parcel Number

Primary APN	`024702-23-3`
Alternative APNs	`0800500010000 61843189` `080-05-00-010.000` `024569223`

Interior

Stories	1 Story
Building Area	1,553 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Brick Veneer
Lot Area	43,560 sqft (1 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	0800500010000 61843189
Street Address	140 SPRING VALLEY RD
City	GAFFNEY
State	SC
Zip	29341-2739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	140 SPRING VALLEY DR FM WILKIE $92500
Legal Tract	BUT
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1039
Census Tract	970204

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	140 SPRING VALLEY RD, GAFFNEY, SC 29341-2739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2006 · Amount on Record
Deed Sale	Nov 3, 2006 · Amount on Record
Deed Document Number	0000000110
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	140 SPRING VALLEY RD, GAFFNEY, SC 29341-2739
Document Number	0001241108
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	140 SPRING VALLEY RD GAFFNEY SC 293412739, GAFFNEY, SC 29341-2739

Mortgage

Document Number	0001241108
Date	Jul 7, 2020
Book Page	000124/001108
Instrument	3457

Lender

Name	FIRST PIEDMONT FED'L S&L ASSN
Address	GAFFNEY, SC 29341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 6, 2035

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$540.00 (+19.47%) Homeowner's exemption	$4,340 (-) Land $520 Building $3,820	$108,500 (-) Land $13,000 Building $95,500
2023	$452.00	$4,340 Land $520 Building $3,820	$108,500 Land $13,000 Building $95,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20