140 Spring St, Hudson, NC 28638 Property Records

Caldwell County property record for 140 Spring St, Hudson, NC 28638

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,352 sqft · built 1987
Lot Size0.494 acres (21,500 sqft)
OwnerIndividual Name on Record
Last Sale$238,000 (Sep 2017)
Tax Bill$3,406 (2025)
Deeds & MortgagesSep 2017 Sale & Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03 59 2 26

Property Details

APN / Parcel Number

Primary APN03 59 2 26
Alternative APN
  • 162238

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,352 sqft Heated Area
Gross Area5,444 sqft
1st Floor Area1,176 sqft
Upper Floors Area1,176 sqft
Basement Area1,176 sqft
Unfinished Basement1,176 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1995
Exterior MaterialWood Siding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,500 sqft (0.494 acres)
Lot Dimensions215 ft deep x 100 ft wide
Garage TypeFinished
Garage Area828 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area800 sqft
Deck Area288 sqft
Patio Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number162238
Street Address140 SPRING ST
CityHUDSON
StateNC
Zip28638-2200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1927 PG 1366 YR 2017 ST 476.00
Legal SubdivisionMAYCLAIR
JurisdictionCALDWELL NC
Township / Civil DivisionHUDSON
Census Block Group2
Census Block2002
Census Tract30700

Owner

Source: Caldwell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address140 SPRING ST, HUDSON, NC 28638-2200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2017Warranty Deed, Transfer
STATE EMPS FCU
Jun 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2017 · Amount on Record
Deed SaleSep 28, 2017 · Amount on Record
Deed Book / Page1927 / 1366
Record UpdatedSep 20, 2026

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateSep 28, 2017
Property Address140 SPRING ST, HUDSON, NC 28638-2200
Document Number0010015514
Book / Page001927 / 001366
Instrument DateSep 28, 2017
Instrument10015514
Transaction TypeTransfer
Record UpdatedNov 27, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$476.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 SPRING ST HUDSON NC 286382200, HUDSON, NC 28638-2200

Mortgage

Document Number10015515
DateSep 28, 2017
Book Page001927/001369
Instrument10015515
Lender
NameSTATE EMPS FCU
TypeCredit Union
AddressRALEIGH, NC 27611-5279
Agreement
AmountAmount Recorded
Term360 Months
DueSep 27, 2047
Interest
Rate TypeAdjustable Rate
Rate4.62%

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address140 SPRING ST, HUDSON, NC 28638-2200
Document Number0010012979
Book / Page001922 / 000707
Instrument DateJun 14, 2017
Transaction TypeMortgage
Record UpdatedJul 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address140 SPRING ST HUDSON NC 286382200, HUDSON, NC 28638-2200

Mortgage

Document Number0010012979
DateJul 7, 2017
Book Page001922/000707
Instrument10012979
Lender
NameFIRST CITIZENS BK
TypeBank
AddressRALEIGH, NC 27611-6592
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of July 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityHudson Town
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,406.00 (+87.76%)$434,400 (+84.85%) Land $15,700 Building $418,700$434,400 (+84.85%) Land $15,700 Building $418,700
2023$235,000 (-) Land $15,700 Building $219,300$235,000 (-) Land $15,700 Building $219,300
2022$1,814.00$235,000 Land $15,700 Building $219,300$235,000 Land $15,700 Building $219,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LENOIR
serves 26,388 people · EPA ID NC0114010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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