140 Spears Cir, Richmond, CA 94801 Property Records

Contra Costa County property record for 140 Spears Cir, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,401 sqft · built 2007
Lot Size	0.06 acres (2,600 sqft)
Owner	2 Company Names on Record
Last Sale	$720,000 (Sep 2021)
Tax Bill	$11,957 (2025)
Deeds & Mortgages	Apr 2024 Transfer Sep 2021 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`408-250-035-8`

Property Details

APN / Parcel Number

Primary APN	`408-250-035-8`
Alternative APN	`408-250-035`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,401 sqft Living Area
1st Floor Area	1,047 sqft
2nd Floor Area	1,354 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	2,600 sqft (0.06 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	140 SPEARS CIR
City	RICHMOND
State	CA
Zip	94801-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T8755 L116
Legal Subdivision	SUBDIVISION 8755
Legal Tract	8755
Legal Lot Number	116
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1004
Census Tract	365002

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	140 SPEARS CIR, RICHMOND, CA 94801-1730
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Intrafamily Transfer, Transfer
Sep 3, 2021	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC
Sep 3, 2021	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 3, 2021	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC
Aug 20, 2021	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage PATELCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Prior Sale	May 1, 2008 · Amount on Record
Deed Document Number	2021247734
Last Transfer Date	Apr 4, 2024
Transfer Doc	0000033262
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 11, 2024
Property Address	140 SPEARS CIR, RICHMOND, CA 94801-1730
Document Number	0000033262
Map Reference	MB 483 PG 20-31
Instrument Date	Apr 4, 2024
Instrument	2024-033262
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	140 SPEARS CIR, RICHMOND, CA 94801-1730

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 3, 2021
Property Address	140 SPEARS CIR, RICHMOND, CA 94801-1730
Document Number	0000247732
Map Reference	MB 483 PG 20-31
Instrument Date	Sep 1, 2021
Instrument	2021-247732
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 ARCADIA DR, ROSEBURG, OR 97471-7721

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 3, 2021
Property Address	140 SPEARS CIR, RICHMOND, CA 94801-1730
Document Number	0000247734
Map Reference	MB 483 PG 20-31
Instrument Date	Aug 27, 2021
Instrument	2021-247734
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 SPEARS CIR, RICHMOND, CA 94801-1730

Mortgage

Document Number	0000247735
Date	Sep 3, 2021
Instrument	2021-247735

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 3, 2021
Property Address	140 SPEARS CIR, RICHMOND, CA 94801-1730
Document Number	0000247733
Map Reference	MB 483 PG 20-31
Instrument Date	Aug 18, 2021
Instrument	2021-247733
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 SPEARS CIR, RICHMOND, CA 94801-1730

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 20, 2021
Property Address	140 SPEARS CIR, RICHMOND, CA 94801-1730
Document Number	0000232578
Map Reference	MB 483 PG 20-31
Instrument Date	Aug 13, 2021
Instrument	2021-232578
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 ARCADIA DR, ROSEBURG, OR 97471-7721

Mortgage

Document Number	0000232579
Date	Aug 20, 2021
Instrument	2021-232579

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2031

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$779,350 (+2%) Land $324,729 Building $454,621
2025	$11,957.00 (+4.41%) Homeowner's exemption	$764,069 (+4.04%) Land $318,362 Building $445,707
2023	$11,452.00 (+1.37%) Homeowner's exemption	$734,400 Land $306,000 Building $428,400
2022	$11,297.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1982–2000)
Most Recent Claim	Feb 2000 · river or lake flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, T-Mobile, Verizon.

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