140 Smithfield Ln, Judsonia, AR 72081 Property Records

White County property record for 140 Smithfield Ln, Judsonia, AR 72081

Property Summary

Property Type	Rural Home
Details	3 ba · 2,732 sqft · built 2000
Lot Size	9.47 acres (412,513 sqft)
Owner	Individual Name on File
Tax Bill	$1,929 (2025)
Deeds & Mortgages	Jul 2020 Reverse Mortgage Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-05010-002-B`

Property Details

APN / Parcel Number

Primary APN	`001-05010-002-B`
Alternative APN	`186354`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,732 sqft Living Area
1st Floor Area	1,854 sqft
Basement Area	666 sqft
Unfinished Basement	666 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	412,513 sqft (9.47 acres)
Garage Type	Built-in
Porch	Open Porch
Porch Area	516 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	140 SMITHFIELD LN
City	JUDSONIA
State	AR
Zip	72081-8011
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT S 464.65' W 1142.54' NE SE LS N 31.19' W 932.86' THF LYING N & W OF SMITHFIELD LN & N 19.69' S 192.' E 210.34' NE SE
Jurisdiction	WHITE AR
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2003
Census Tract	70501

Owner

140 Smithfield Ln, a rural home, is owned and occupied by an individual who acquired it in September 2023.

Source: White County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	140 SMITHFIELD LN, JUDSONIA, AR 72081-8011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Reverse Mortgage GOLDWATER BANK NA
Sep 1, 2023	Warranty Deed, Transfer DALCO CLOSING AND TITLE, DALCO CLOSING & TITLE
Jun 26, 2023	Fiduciary Deed, Transfer · VA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023
Deed Sale	Sep 1, 2023
Prior Sale	Jun 26, 2023 · Amount on File
Deed Document Number	L202310152
Deed Book / Page	DEED 2023 / 12388
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	140 SMITHFIELD LN, JUDSONIA, AR 72081
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2020/19556
Date	Jul 31, 2020
Book Page	MTG 2020/19556

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	767 Months
Due	Jun 23, 2084

Interest

Rate Type	Adjustable Rate
Rate	2.84%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Sep 1, 2023
Property Address	140 SMITHFIELD LN, JUDSONIA, AR 72081
Document Number	DEED2023/12388
Book / Page	DEED 2023 / 12388
Instrument Date	Aug 31, 2023
Instrument	L202310152
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	DALCO CLOSING AND TITLE, DALCO CLOSING & TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 SMITHFIELD LN, JUDSONIA, AR 72081

June 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	WHITE AR
Recording Date	Jun 26, 2023
Property Address	140 SMITHFIELD LN, JUDSONIA, AR 72081
Document Number	DEED2023/9073
Book / Page	DEED 2023 / 9073
Instrument Date	Jun 23, 2023
Instrument	L202307308
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	DALCO CLOSING AND TITLE, DALCO CLOSING & TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,313.40
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 SMITHFIELD LN, JUDSONIA, AR 72081

Mortgage

Document Number	MTG202314108
Date	Jun 26, 2023
Instrument	MTG 2023/14108

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 140 Smithfield Ln was $1,929.

Source: White County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Unified School District	White County Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,929.00	$43,655 Land $3,512 Building $40,143
2023	$912.00 (+84.99%)	$49,020 (-) Land $6,110 Building $42,910	$218,275 (-10.94%) Land $17,560 Building $200,715
2022	$493.00 Homeowner's exemption	$49,020 Land $6,110 Building $42,910	$245,100 Land $30,550 Building $214,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Smithfield Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Smithfield Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 84% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH WHITE CO RURAL WATER PFB serves 5,295 people · EPA ID AR0000583
Water Source	Purchased surface water from SEARCY WATERWORKS
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Longview Cable Television Company.

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