140 Settings Blvd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 140 Settings Blvd, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,412 sqft · built 2011
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on File
Last Sale	$1,550,000 (Sep 2023)
Tax Bill	$7,429 (2023)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3007678-2020-20`

Property Details

APN / Parcel Number

Primary APN	`3007678-2020-20`
Alternative APNs	`0618-56-5528-00000` `061802564562000` `008270783`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,412 sqft Living Area
Gross Area	4,544 sqft
1st Floor Area	2,007 sqft
Basement Area	1,447 sqft
Finished Basement	1,315 sqft
Unfinished Basement	132 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,977 sqft (0.78 acres)
Garage Type	Carport
Garage Area	560 sqft
Carport	Carport
Carport Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	966 sqft
Deck Area	462 sqft
Patio Area	812 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3007678-2020-20
Street Address	140 SETTINGS BLVD
City	BLACK MOUNTAIN
State	NC
Zip	28711-8835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR-1
Legal Description	SUBDIV: THE SETTINGS OF BLACK MOUNTAIN BLOCK: LOT: 219 SECTION: PLAT: 0100-0042
Legal Subdivision	THE SETTINGS OF BLACK MOUNTAIN
Legal Block	1
Legal Lot Number	219
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	1
Census Block	1070
Census Tract	3103

Owner

140 Settings Blvd is owned by two individuals who bought it in September 2023.

Source: Buncombe County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	615 EASTON AVE, GENEVA, IL 60134-3033
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2023 · Amount on File
Deed Sale	Sep 19, 2023 · Amount on File
Prior Sale	Jun 3, 2014 · Amount on File
Deed Book / Page	6351 / 786
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Sep 19, 2023
Property Address	140 SETTINGS BLVD, BLACK MOUNTAIN, NC 28711-8835
Document Number	0063510786
Book / Page	6351 / 786
Map Reference	MB 100 PG 42
Instrument Date	Sep 12, 2023
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3814 LAKE BREEZE DR, LAND O LAKES, FL 34639-6606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 EASTON AVE, GENEVA, IL 60134-3033

Mortgage

Document Number	0006351791
Date	Sep 19, 2023
Instrument	6351/791

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.12%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	13.1%
Max Rate	13.1%

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Black Mountain Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,110,600 Land $85,800 Building $1,024,800	$1,110,600 Land $85,800 Building $1,024,800
2023	$7,429.00	$907,200	$907,200 Land $85,800 Building $821,400
2021			$1,110,600 Land $85,800 Building $1,024,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Settings Blvd in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	30 (1979–2024)
Claims Outside the SFHA	5 of 30
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 16 claims Hurricane Ivan, Sep 2004 · 2 claims Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Settings Blvd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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