140 School Ln, Toano, VA 23168 Property Records

James City County property record for 140 School Ln, Toano, VA 23168 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,341 sqft · built 1955
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on File
Last Sale	$205,250 (Apr 2015)
Tax Bill	$1,801 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-3 01-0-0040`

Property Details

APN / Parcel Number

Primary APN	`12-3 01-0-0040`
Alternative APN	`10004`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,341 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Detached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10004
Street Address	140 SCHOOL LN
City	TOANO
State	VA
Zip	23168-9061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOANO TERRACE
Legal Subdivision	ACREAGE LOTS STONEHOUSE
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	2
Census Block	2008
Census Tract	80402

Owner

Source: James City County records · APN 12-3 01-0-0040

Assessment roll updated October 14, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	140 SCHOOL LN, TOANO, VA 23168-9061
Owner Type	Company
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Nov 26, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 21, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 15, 2015 · Amount on Record
Deed Sale	Apr 15, 2015 · Amount on Record
Prior Sale	Jun 01, 2000 · Amount on Record
Deed Book / Page	1500 / 6695
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	140 SCHOOL LN, TOANO, VA 23168-9061
Document Number	0000010770
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 SCHOOL LN TOANO VA 231689061, TOANO, VA 23168-9061

Mortgage

Document Number	0000010770
Date	Jul 20, 2020
Instrument	10770

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	324 Months
Due	Jul 19, 2047

Interest

Rate Type	Fixed Rate
Rate	2.99%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	140 SCHOOL LN, TOANO, VA 23168-9061
Document Number	0000017817
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 SCHOOL LN TOANO VA 231689061, TOANO, VA 23168-9061

Mortgage

Document Number	0000017817
Date	Dec 02, 2019
Instrument	17817

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	140 SCHOOL LN, TOANO, VA 23168-9061
Document Number	0000008470
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	May 09, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 SCHOOL LN TOANO VA 231689061, TOANO, VA 23168-9061

Mortgage

Document Number	0000008470
Date	Apr 25, 2017
Instrument	8470

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Apr 24, 2037

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated October 14, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,801.00 (+6.44%)	$217,000 (-2.65%) Land $47,900 Building $169,100	$217,000 (-2.65%) Land $47,900 Building $169,100
2024	$1,692.00 (-8.54%)
2023	$1,850.00	$222,900 Land $47,900 Building $175,000	$222,900 Land $47,900 Building $175,000
2022	$1,850.00 (+8.76%)
2019	$1,701.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950804022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 90 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Fiber	8,000 / 8,000
Cox Communications	Cable	2,000 / 100
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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