140 Saunders St, Dubuque, IA 52001 Property Records

Dubuque County property record for 140 Saunders St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,050 sqft · built 1890
Lot Size	0.219 acres (9,525 sqft)
Owner	Individual Name on Record
Tax Bill	$1,544 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-14-277-001`

Property Details

APN / Parcel Number

Primary APN	`10-14-277-001`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft
Basement Area	1,050 sqft
Finished Basement	1,050 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,525 sqft (0.219 acres)
Lot Dimensions	75 ft deep x 127 ft wide
Patio Area	434 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	140 SAUNDERS ST
City	DUBUQUE
State	IA
Zip	52001-0910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 56 FAIRMOUNT PARK
Legal Range	02E
Legal Township	89N
Legal Section	14
Legal Subdivision	EISENHOWER
Legal Lot Number	56
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	4
Census Block	4002
Census Tract	1104

Owner

Source: Dubuque County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	140 SAUNDERS ST, DUBUQUE, IA 52001-0910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2018	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
May 21, 2018	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2024
Deed Sale	Aug 6, 2024
Prior Sale	Jun 19, 2008 · Amount on Record
Deed Document Number	20247223
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	140 SAUNDERS ST, DUBUQUE, IA 52001-0910
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000844
Date	Jan 22, 2018
Instrument	2018-00000844

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 17, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	140 SAUNDERS ST, DUBUQUE, IA 52001-0910
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005379
Date	May 21, 2018
Instrument	2018-00005379

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 19, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,544.00	$125,900 (+17.23%) Land $38,000 Building $87,900	$125,900 (+17.23%) Land $38,000 Building $87,900
2024	$1,544.00 (-3.74%)
2023		$107,400 (+15.4%) Land $36,000 Building $71,400	$107,400 (+15.4%) Land $36,000 Building $71,400
2022	$1,604.00	$93,070 Land $28,000 Building $65,070
2021			$93,070 Land $28,000 Building $65,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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