140 Sandy Shoal Loop, Fairhope, AL 36532 Property Records

Baldwin County property record for 140 Sandy Shoal Loop, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,230 sqft · built 2006
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Mar 2025)
Tax Bill	$2,907 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-09-29-0-001-091`

Property Details

APN / Parcel Number

Primary APN	`43-09-29-0-001-091`
Alternative APNs	`206124` `265819` `503094`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,230 sqft Heated Area
1st Floor Area	1,582 sqft
Upper Floors Area	1,648 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	503094
Street Address	140 SANDY SHOAL LOOP
City	FAIRHOPE
State	AL
Zip	36532-3326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	80' X 150' LOT 439 PHASE FOUR ROCK CREEK SLIDES 1611-B, 1612-A, 1612-B, 1613-A & 1613-B IN CITY OF FAIRHOPE SEC 29-T5S-R2E (W
Legal Subdivision	ROCK CREEK PHASE FOUR
Legal Phase	4
Legal Block	PH-4
Legal Lot Number	439
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	3
Census Block	3027
Census Tract	10800

Owner

140 Sandy Shoal Loop is owned and occupied by two individuals who bought it in March 2025.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 SANDY SHOAL LOOP, FAIRHOPE, AL 36532-3326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2025 · Amount on File
Deed Sale	Mar 13, 2025 · Amount on File
Prior Sale	Mar 9, 2022 · Amount on File
Deed Document Number	20252175565
Prior Transfer Date	May 10, 2016
Prior Transfer Doc	0001582840
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 9, 2022
Property Address	140 SANDY SHOAL LOOP, FAIRHOPE, AL 36532-3326
Document Number	0001983764
Map Reference	SL 1611-B
Instrument Date	Mar 4, 2022
Instrument	1983764
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 CASSAVA LN, FAIRHOPE, AL 36532-7904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 SANDY SHOAL LOOP, FAIRHOPE, AL 36532-3326

Mortgage

Document Number	0001983765
Date	Mar 9, 2022
Instrument	1983765

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 5, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 140 Sandy Shoal Loop was $2,907 with a homeowner's exemption, up 2.6% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,907.00 (+2.58%) Homeowner's exemption
2025	$2,834.00	$62,600 Land $5,280 Building $57,320	$625,900 Land $52,700 Building $573,200
2023	$2,466.00 (+16.32%) Homeowner's exemption	$54,600 (+18.44%)	$546,000 (+18.46%) Land $36,200 Building $509,800
2022	$2,120.00 (+8.55%) Homeowner's exemption	$46,100	$460,900 Land $39,900 Building $421,000
2021	$1,953.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 140 Sandy Shoal Loop in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 units insured incl. 2 condo units
Nearby Flood Claims	31 (1979–2017)
Claims Outside the SFHA	14 of 31
Most Recent Claim	Jun 2017 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 4 claims Hurricane Katrina, Aug 2005 · 3 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Sandy Shoal Loop is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Sandy Shoal Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures