140 Sagamore St, Jackson, MI 49203 Property Records

Jackson County property record for 140 Sagamore St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1955
Lot Size	0.306 acres (13,329 sqft)
Owner	Individual Name on File
Last Sale	$117,500 (Apr 2020)
Tax Bill	$1,361 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`440-13-22-202-020-00`

Property Details

APN / Parcel Number

Primary APN	`440-13-22-202-020-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood Siding
Lot Area	13,329 sqft (0.306 acres)
Lot Dimensions	155 ft deep x 86 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	140 SAGAMORE ST
City	JACKSON
State	MI
Zip	49203-5394
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	LOT 20 SEMINOLE HILLS
Legal Subdivision	SEMINOLE HILLS
Legal Lot Number	20
Legal Unit	20
Jurisdiction	JACKSON MI
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1018
Census Tract	5202

Owner

140 Sagamore St is owned and occupied by an individual who bought it in April 2020.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	140 SAGAMORE ST, JACKSON, MI 49203-5394
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Aug 27, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 17, 2020	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Apr 7, 2020	Deed of Trust, Mortgage · FHA Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2020 · Amount on File
Deed Sale	Apr 17, 2020 · Amount on File
Deed Document Number	20202848585
Deed Book / Page	2161 / 96
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	140 SAGAMORE ST, JACKSON, MI 49203-5394
Transaction Type	Mortgage
Record Updated	Dec 19, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 SAGAMORE ST, JACKSON, MI 49203-5394

Mortgage

Document Number	0002927829
Date	Nov 29, 2022
Book Page	2222/38
Instrument	2927829

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	140 SAGAMORE ST, JACKSON, MI 49203-5394
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 SAGAMORE ST, JACKSON, MI 49203-5394

Mortgage

Document Number	0002892636
Date	Aug 27, 2021
Book Page	2194/1246
Instrument	2892636

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	May 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Apr 17, 2020
Property Address	140 SAGAMORE ST, JACKSON, MI 49203-5394
Document Number	0002848585
Book / Page	2161 / 96
Map Reference	LB 12 PG 19
Instrument Date	Apr 7, 2020
Instrument	2848585
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,010.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6450 ROGERS RD, 6450, PARMA, MI 49269-9624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 LAURI CIR, JACKSON, MI 49203-6120

Mortgage

Document Number	0021600844
Date	Apr 17, 2020
Instrument	2160-0844

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	140 SAGAMORE ST, JACKSON, MI 49203-5394
Document Number	0002848033
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	NTC - KEY W

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	154 LAURI CIR JACKSON MI 492036120, JACKSON, MI 49203-6120

Mortgage

Document Number	0002848033
Date	Apr 10, 2020
Book Page	002160/000844
Instrument	2848033

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 140 Sagamore St was $1,361 with a homeowner's exemption, down 33.1% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Summit Township
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,400 (+4.05%)	$138,800 (+4.05%)
2025	$1,361.00 (-33.09%)	$66,700	$133,400
2024	$2,034.00
2023		$55,000	$110,000
2020	$1,159.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 140 Sagamore St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Sagamore St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMIT TOWNSHIP serves 25,355 people · EPA ID MI0006450
Water Source	Groundwater
Last State Inspection	Jan 2024
Also Mapped Here	JACKSON
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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