140 Saber Ln, Stephenson, VA 22656 Property Records

Frederick County property record for 140 Saber Ln, Stephenson, VA 22656 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,350 sqft · built 2000
Lot Size5.1 acres (222,156 sqft)
OwnerIndividual Name on File
Last Sale$370,000 (May 2018)
Tax Bill$2,146 (2026)
Deeds & MortgagesJul 2020 Mortgage
May 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN457-8

Property Details

APN / Parcel Number

Primary APN457-8
Alternative APN
  • 8009338

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,350 sqft Living Area
Gross Area3,367 sqft
1st Floor Area693 sqft
Basement Area693 sqft
Finished Basement693 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2017
Exterior MaterialStone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area222,156 sqft (5.1 acres)
TerrainRolling
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area32 sqft
Deck Area349 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerConnected
Water SourceWell

Location & Zoning

Account Number8009338
Street Address140 SABER LN
CitySTEPHENSON
StateVA
Zip22656-1948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTEPHENSON HEIGHTS L8 5.10 ACRES
Legal SubdivisionSTEPHENSON HEIGHTS
Legal Lot Number8
JurisdictionFREDERICK VA
Township / Civil DivisionSTONEWALL
Census Block Group3
Census Block3008
Census Tract50100

Owner

Source: Frederick County records · APN 457-8

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address140 SABER LN, STEPHENSON, VA 22656-1948
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2020Intrafamily Transfer, Transfer · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
May 03, 2018Warranty Deed, Transfer · VA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Apr 07, 2017Warranty Deed, Transfer · Conventional Mortgage
FIRST SAVINGS MORTGAGE CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 03, 2018 · Amount on Record
Deed SaleMay 03, 2018 · Amount on Record
Prior SaleApr 07, 2017 · Amount on Record
Deed Document Number20184159
Last Transfer DateJul 13, 2020
Transfer Doc0000009750
Record UpdatedSep 20, 2026

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK VA
Recording DateJul 31, 2020
Property Address140 SABER LN, STEPHENSON, VA 22656-1948
Document Number0000009750
Instrument DateJul 13, 2020
Instrument200009750
Transaction TypeTransfer
Record UpdatedMay 28, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 SABER LN, STEPHENSON, VA 22656-1948

Mortgage

Document Number0000009751
DateJul 31, 2020
Instrument200009751
Lender
NameLAKEVIEW LOAN SERVICING LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term301 Months
DueAug 01, 2045
Interest
Rate TypeFixed Rate

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK VA
Recording DateMay 03, 2018
Property Address140 SABER LN, STEPHENSON, VA 22656-1948
Document Number0000004159
Instrument DateMay 02, 2018
Instrument180004159
Transaction TypeTransfer
Record UpdatedMay 28, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 SABER LN, STEPHENSON, VA 22656-1948

Mortgage

Document Number0000004160
DateMay 03, 2018
Instrument180004160
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048
Interest
Rate TypeFixed Rate

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK VA
Recording DateApr 07, 2017
Property Address140 SABER LN, STEPHENSON, VA 22656-1948
Document Number0000003437
Instrument DateApr 07, 2017
Instrument170003437
Transaction TypeTransfer
Record UpdatedMay 28, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 SABER LN, STEPHENSON, VA 22656-1948

Mortgage

Document Number0000003438
DateApr 07, 2017
Instrument170003438
Lender
NameFIRST SAVINGS MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,146.00 (+10.39%)$404,960 Land $122,000 Building $282,960$404,960 Land $122,000 Building $282,960
2025$1,944.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690501003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012, tidal / storm surge, Hurricane Sandy

Wildfire

Wildfire RiskLow
above 34% of the US · above 57% of Virginia
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

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