Clay County property record for 140 S Division St, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,570 sqft · built 1935 |
| Lot Size | 0.336 acres (14,641 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $127,680 (Aug 2025) |
| Tax Bill | $445 (2019) |
| Deeds & Mortgages | May 2026 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083C214F 0310000 |
| Primary APN | 083C214F 0310000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,570 sqft Finished Area |
| 1st Floor Area | 1,508 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 14,641 sqft |
| Garage Area | 1,188 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 140 S DIVISION ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-2904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 1/2 OF LOT 7 & S 3 FT OF LOT 6 BLK 30 DB 307/930 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 14 |
| Legal Subdivision | 1979 REVISED A L GOODMAN MAP AND SURVEY |
| Legal Block | 30 |
| Legal Lot Number | 7,6 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 950300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Clay County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 140 S DIVISION ST, WEST POINT, MS 39773-2904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MISSISSIPPI HOME CORPORATION |
| May 6, 2021 | Deed of Trust, Mortgage ALLY CAPITAL CORP |
| May 6, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2025 · Amount on Record |
| Deed Sale | Aug 28, 2025 · Amount on Record |
| Prior Sale | May 6, 2021 · Amount on Record |
| Deed Document Number | 20255382 |
| Deed Book / Page | 324 / 257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | May 7, 2026 |
| Property Address | 140 S DIVISION ST, WEST POINT, MS 39773-2904 |
| Document Number | 0000001791 |
| Book / Page | 582 / 885 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 20261791 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 140 S DIVISION ST, WEST POINT, MS 39773-2904 |
| Document Number | 0000001791, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 582/885 |
| Instrument | 20261791 |
| Name | MISSISSIPPI HOME CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.72% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 140 S DIVISION ST, WEST POINT, MS 39773-2904 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000533/74 |
|---|---|
| Date | May 6, 2021 |
| Book Page | 533/74 |
| Instrument | 2021002899 |
| Name | ALLY CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | May 6, 2021 |
| Property Address | 140 S DIVISION ST, WEST POINT, MS 39773-2904 |
| Document Number | 000307/930 |
| Book / Page | 307 / 930 |
| Instrument Date | May 6, 2021 |
| Instrument | 2021002898 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 S DIVISION ST, 110, WEST POINT, MS 39773-2904 |
| Name | Verified Name |
|---|---|
| Address | 140 S DIVISION ST, WEST POINT, MS 39773-2904 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,815 (-) Land $1,282 Building $4,533 | $58,153 (-) Land $12,824 Building $45,329 | |
| 2023 | $5,815 Land $1,282 Building $4,533 | $58,153 Land $12,824 Building $45,329 | |
| 2019 | $445.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SILOAM W/A #3-BEASLEY WELL public/private · serves 810 people · EPA ID MS0130016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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