Grady County property record for 140 S Broad St, Cairo, GA 39828
| Property Type | Mixed Use Store/Office |
|---|---|
| Details | 1,520 sqft · built 1930 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,039 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit May 2026 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C020A026 |
| Primary APN | C020A026 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 4 Plumbing Fixtures |
|---|---|
| Building Area | 1,520 sqft Total Area |
| 1st Floor Area | 1,520 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 125 ft deep x 19 ft wide |
| Canopy | 95 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 11490 |
|---|---|
| Street Address | 140 S BROAD ST |
| City | CAIRO |
| State | GA |
| Zip | 39828-2713 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Store/Office |
| Jurisdiction | GRADY GA |
| Township / Civil Division | CAIRO |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 950300 |
Source: Grady County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3103 COLLINS RD, WHIGHAM, GA 39897-4150 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF DECATUR COUNTY |
| May 6, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Feb 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF DECATUR COUNTY |
| Mar 11, 2011 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Mar 28, 2008 | Deed of Trust, Mortgage · Commercial Mortgage CAPITAL CITY BANK |
| Dec 8, 2005 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2002 |
| Deed Sale | Feb 27, 2002 |
| Prior Sale | Dec 17, 2001 |
| Deed Book / Page | 538 / 420 |
| Last Transfer Date | May 5, 2026 |
| Transfer Doc | 0977000429 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 140 S BROAD ST, CAIRO, GA 39828-2713 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 140 S BROAD ST, CAIRO, GA 39828-2713 |
| Document Number | 0000000860/0000000441 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 0000000860/0000000441 |
| Name | FIRST NATIONAL BANK OF DECATUR COUNTY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2021 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GRADY GA |
| Recording Date | May 6, 2026 |
| Property Address | 140 S BROAD ST, CAIRO, GA 39828-2713 |
| Document Number | 0977000429 |
| Book / Page | 977 / 429 |
| Instrument Date | May 5, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3103 COLLINS RD, WHIGHAM, GA 39897-4150 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 140 S BROAD ST, CAIRO, GA 39828-2713 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 240 LAKEWOOD CIR SE, CAIRO, GA 39828-3589 |
| Document Number | 0000000955/0000000247 |
|---|---|
| Date | Feb 10, 2025 |
| Book Page | 0000000955/0000000247 |
| Name | FIRST NATIONAL BANK OF DECATUR COUNTY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jan 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 140 S BROAD ST, CAIRO, GA 39828-2713 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000723/120 |
|---|---|
| Date | Mar 11, 2011 |
| Book Page | 723/120 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | CAIRO, GA 39828 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 3, 2012 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 140 S BROAD ST, CAIRO, GA 39828-2713 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000670/637 |
|---|---|
| Date | Mar 28, 2008 |
| Book Page | 670/637 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1 Months |
| Due | Apr 1, 2008 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRADY GA |
| Recording Date | Dec 8, 2005 |
| Property Address | 140 S BROAD ST, CAIRO, GA 39828-2713 |
| Document Number | 000620/418 |
| Book / Page | 620 / 418 |
| Instrument Date | Dec 8, 2005 |
| Instrument | 2005-001413 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1183, CAIRO, GA 39828-0940 |
Source: Grady County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Cairo City |
| County | Grady County |
| Unified School District | Grady County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,039.00 (-21.88%) | $34,525 (+2.37%) Land $2,837 Building $31,688 | $86,312 (+2.37%) Land $7,093 Building $79,219 |
| 2024 | $1,330.00 | $33,726 Land $2,837 Building $30,889 | $84,315 Land $7,093 Building $77,222 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAIRO serves 9,637 people · EPA ID GA1310000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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