140 S 3rd St, Waterville, OH 43566 Property Records

Lucas County property record for 140 S 3rd St, Waterville, OH 43566

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 1,008 sqft · built 1918
Lot Size	0.252 acres (11,000 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (May 2022)
Tax Bill	$2,823 (2025)
Deeds & Mortgages	May 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`96-11361`

Property Details

APN / Parcel Number

Primary APN	`96-11361`
Alternative APN	`46014004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Total Area
1st Floor Area	1,008 sqft
2nd Floor Area	880 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1918
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	11,000 sqft (0.252 acres)
Lot Dimensions	132 ft deep x 83 ft wide
Garage Area	880 sqft

Exterior Amenities

Porch	Porch
Porch Area	105 sqft
Deck Area	108 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	140 S 3RD ST
City	WATERVILLE
State	OH
Zip	43566-1415
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	39-C2
Legal Description	WATERVILLE VILLAGE LOT 134
Legal Subdivision	WATERVILLE VILLAGE
Legal Lot Number	134
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	1
Census Block	1002
Census Tract	8906

Owner

140 S 3rd St, a duplex, is owned and occupied by an individual who bought it in May 2022.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	140 S 3RD ST, WATERVILLE, OH 43566-1415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2022 · Amount on File
Deed Sale	May 31, 2022 · Amount on File
Prior Sale	Sep 15, 1999
Deed Document Number	202205310024404
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	May 31, 2022
Property Address	140 S 3RD ST, WATERVILLE, OH 43566-1415
Document Number	0000024404
Map Reference	VOL 2B PG 113
Instrument Date	May 24, 2022
Instrument	202205310024404
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	140 THI RD ST, WATERVILLE, OH 43566
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024405
Date	May 31, 2022
Instrument	202205310024405

Lender

Name	GENOA BANKING CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 140 S 3rd St was $2,823, up 4.9% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,823.00 (+4.91%)	$54,390 (-) Land $10,885 Building $43,505
2024	$2,691.00 (-3.1%)	$54,390 (+9.28%) Land $10,885 Building $43,505	$155,400 Land $31,100 Building $124,300
2023	$2,777.00 (-0.93%)	$49,770 (-) Land $8,050 Building $41,720
2022	$2,803.00	$49,770 Land $8,050 Building $41,720
2021			$142,200 Land $23,000 Building $119,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 140 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 140 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless.

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