140 S 3rd St, Richmond, CA 94804 Property Records

Contra Costa County property record for 140 S 3rd St, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1964
Lot Size	0.065 acres (2,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Oct 2021)
Tax Bill	$8,558 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550-141-009-5`

Property Details

APN / Parcel Number

Primary APN	`550-141-009-5`
Alternative APN	`550-141-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood
Roof Material	Tar & Gravel
Lot Area	2,825 sqft (0.065 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	140 S 3RD ST
City	RICHMOND
State	CA
Zip	94804-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SANTA FE 17 10
Legal Subdivision	SANTA FE
Legal Block	10
Legal Lot Number	17
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	4
Census Block	4011
Census Tract	379000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	140 S 3RD ST, RICHMOND, CA 94804-2118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Grant Deed, Transfer · Conventional Mortgage SELF HELP FCU
Jun 9, 2020	Deed of Trust, Mortgage · Conventional with PMI MR COOPER
Dec 3, 2019	Quit Claim Deed, Transfer · Conventional Mortgage MR COOPER
Jan 24, 2017	Grant Deed, Transfer · Conventional Mortgage COMMERCE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Prior Sale	Jan 24, 2017 · Amount on Record
Deed Document Number	2021283655
Prior Transfer Date	Nov 22, 2019
Prior Transfer Doc	0000216399
Record Updated	Sep 20, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 14, 2021
Property Address	140 S 3RD ST, RICHMOND, CA 94804-2118
Document Number	0000283655
Map Reference	MB E PG 102B
Instrument Date	Oct 8, 2021
Instrument	2021-283655
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	140 S 3RD ST, RICHMOND, CA 94804-2118

Mortgage

Document Number	0000283656
Date	Oct 14, 2021
Instrument	2021-283656

Lender

Name	SELF HELP FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	140 S 3RD ST, RICHMOND, CA 94804-2118
Document Number	0000120496
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 S 3RD ST RICHMOND CA 948042118, RICHMOND, CA 94804-2118

Mortgage

Document Number	0000120496
Date	Jun 22, 2020
Instrument	120496

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 3, 2019
Property Address	140 S 3RD ST, RICHMOND, CA 94804-2118
Document Number	0000216399
Instrument Date	Nov 22, 2019
Instrument	216399
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 S 3RD ST RICHMOND CA 948042118, RICHMOND, CA 94804-2118

Mortgage

Document Number	216400
Date	Dec 3, 2019
Instrument	216400

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 24, 2017
Property Address	140 S 3RD ST, RICHMOND, CA 94804-2118
Document Number	0000014066
Map Reference	MB E PG102
Instrument Date	Jan 12, 2017
Instrument	2017-014066
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 S 3RD ST, RICHMOND, CA 94804-2118

Mortgage

Document Number	0000014067
Date	Jan 24, 2017
Instrument	2017-014067

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$485,000 (-2.22%) Land $298,462 Building $186,538
2025	$8,558.00 (+1.42%)	$496,000 (+1.43%) Land $305,231 Building $190,769
2023	$8,438.00 (-4.86%)	$489,000 Land $301,000 Building $188,000
2022	$8,869.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks.

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