Habersham County property record for 140 River Way, Demorest, GA 30535
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,380 sqft · built 1999 |
| Lot Size | 2.58 acres (112,385 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $560,000 (Feb 2024) |
| Tax Bill | $3,667 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 043 012 |
| Primary APN | 043 012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,380 sqft Heated Area |
| Gross Area | 3,478 sqft |
| 1st Floor Area | 1,690 sqft |
| Upper Floors Area | 750 sqft |
| Attic | Attic |
| Attic Area | 750 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 112,385 sqft (2.58 acres) |
| Lot Width | 200 ft Width |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 210 sqft |
| Patio Area | 510 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 384323 |
|---|---|
| Street Address | 140 RIVER WAY |
| City | DEMOREST |
| State | GA |
| Zip | 30535-4789 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | LI |
| Legal Description | 10-27 LT 18-B PB 21-133 1357-1137 |
| Legal Subdivision | FALLING WATERS |
| Legal Lot Number | 18 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CLARKESVILLE |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 201 |
140 River Way, a residential property, is owned and occupied by two individuals who bought it in February 2024.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 140 RIVER WAY, DEMOREST, GA 30535-4789 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOAN ASSOCIATI |
| Feb 15, 2024 | Warranty Deed, Transfer · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2024 · Amount on File |
| Deed Sale | Feb 15, 2024 · Amount on File |
| Prior Sale | Sep 1, 2010 |
| Deed Document Number | 2024234 |
| Deed Book / Page | 1357 / 1137 |
| Prior Transfer Date | May 13, 2013 |
| Prior Transfer Doc | 001027/135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 140 RIVER WAY, DEMOREST, GA 30535-4789 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 140 RIVER WAY, DEMOREST, GA 30535-4789 |
| Document Number | 0000001427/0000000781 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 0000001427/0000000781 |
| Name | THIRD FEDERAL SAVINGS AND LOAN ASSOCIATI |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Feb 15, 2024 |
| Property Address | 140 RIVER WAY, DEMOREST, GA 30535-4789 |
| Document Number | 01357/1137 |
| Book / Page | 1357 / 1137 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 2024000234 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 140 RIVER WAY, DEMOREST, GA 30535-4789 |
| Document Number | 0013571139 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 1357/1139 |
| Name | THIRD FEDERAL SAVINGS AND LOAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2054 |
The 2026 property tax bill for 140 River Way was $3,667 with a homeowner's exemption, down 7% from the year before.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,667.00 (-7%) Homeowner's exemption | $179,250 (-2.47%) Land $24,000 Building $155,250 | $448,126 (-2.47%) Land $60,000 Building $388,126 |
| 2025 | $3,943.00 Homeowner's exemption | $183,795 Land $24,000 Building $159,795 | $459,487 Land $60,000 Building $399,487 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $127,452 (+13.21%) Land $24,000 Building $103,452 | $318,630 (+13.21%) Land $60,000 Building $258,630 |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $112,584 Land $24,000 Building $88,584 | $281,460 Land $60,000 Building $221,460 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 140 River Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2019–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 140 River Way is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable · Fiber in parts of the area | 1,000 / 25 |
4G LTE (outdoors only), no 5G reported
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