140 River St, Hudson, MA 01749 Property Records

Middlesex County and Hudson Town property record for 140 River St, Hudson, MA 01749

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,202 sqft · built 1880
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Trust Names on Record
Last Sale	$125,000 (Jun 1986)
Tax Bill	$5,796 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39048`

Property Details

APN / Parcel Number

Primary APN	`39048`
Alternative APN	`HUDS M:0039 B:0000 L:0048`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,202 sqft Living Area
Gross Area	2,036 sqft
1st Floor Area	952 sqft
Basement Area	608 sqft
Unfinished Basement	608 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,007 sqft (0.62 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	39048
Street Address	140 RIVER ST
City	HUDSON
State	MA
Zip	01749-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SB
Legal Lot Number	48
Jurisdiction	HUDSON MA
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2012
Census Tract	322300

Owner

Source: Middlesex County and Hudson Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	140 RIVER ST, HUDSON, MA 01749-1926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 21, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 24, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 1986 · Amount on Record
Deed Sale	Jun 25, 1986 · Amount on Record
Last Transfer Date	Mar 12, 2019
Transfer Doc	72360-176
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON MA
Property Address	140 RIVER ST, HUDSON, MA 01749-1926
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084805-356
Date	Oct 30, 2025
Book Page	84805/356
Instrument	132029

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUDSON MA
Recording Date	Mar 21, 2019
Property Address	140 RIVER ST, HUDSON, MA 01749-1926
Document Number	72360-176
Book / Page	072360 / 000176
Instrument Date	Mar 12, 2019
Instrument	34815
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	140 RIVER ST HUDSON MA 017491926, HUDSON, MA 01749-1926

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON MA
Property Address	140 RIVER ST, HUDSON, MA 01749-1926
Document Number	69022-154
Book / Page	069022 / 000154
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69022-154
Date	Mar 17, 2017
Book Page	069022/000154
Instrument	39998

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Hudson Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Hudson Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,796.00 (+6.54%)	$417,600 (+7.46%) Land $212,700 Building $204,900	$512,240 (+22.24%)
2024	$5,440.00 (+3.11%)	$388,600 (+7.53%) Land $193,100 Building $195,500	$419,045
2023	$5,276.00	$361,400 Land $185,800 Building $175,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 20,032 people · EPA ID MA2141000
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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