140 River Ridge Dr, Waco, TX 76705 Property Records

McLennan County property record for 140 River Ridge Dr, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,510 sqft · built 1996
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,872 (2025)
Deeds & Mortgages	Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-032400-000897-2`

Property Details

APN / Parcel Number

Primary APN	`20-032400-000897-2`
Alternative APNs	`2003240000089720111` `114372`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,510 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	1,644 sqft
2nd Floor Area	866 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	41,818 sqft (0.96 acres)
Lot Dimensions	217 ft deep x 203 ft wide
Garage Type	Attached
Garage Area	562 sqft
Driveway	Concrete Driveway
Driveway Area	3,850 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	585 sqft
Porch	Open Porch
Porch Area	197 sqft
Deck Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	140 RIVER RIDGE DR
City	WACO
State	TX
Zip	76705-1752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	EATON A P ACRES .96
Legal Subdivision	EATON A P
Jurisdiction	MCLENNAN TX
Township / Civil Division	ELM MOTT
Census Block Group	2
Census Block	2018
Census Tract	3402

Owner

140 River Ridge Dr is owned and occupied by two individuals who acquired it in October 2017.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 RIVER RIDGE DR, WACO, TX 76705-1752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2017
Deed Sale	Oct 27, 2017
Prior Sale	Sep 19, 2012 · Amount on File
Deed Document Number	201735844
Prior Transfer Date	Sep 17, 2012
Prior Transfer Doc	0000029529
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 27, 2017
Property Address	140 RIVER RIDGE DR, WACO, TX 76705-1752
Document Number	0000035844
Instrument Date	Oct 27, 2017
Instrument	35844
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	140 RIVER RIDGE DR WACO TX 767051752, WACO, TX 76705-1752

Tax Assessment & Valuation

The 2025 property tax bill for 140 River Ridge Dr was $5,872 with exemptions applied, down 1.7% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$730,043 (-0.97%) Land $190,349 Building $539,694	$730,043 (-0.97%) Land $190,349 Building $539,694
2025	$5,872.00 (-1.67%) Homeowner's exemption Senior Citizen's exemption	$737,230 Land $162,950 Building $574,280	$737,230 Land $162,950 Building $574,280
2024	$5,972.00
2023		$753,130 Land $162,950 Building $590,180	$753,130 Land $162,950 Building $590,180
2022	$5,759.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 River Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Oct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 River Ridge Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHALK BLUFF WSC serves 3,852 people · EPA ID TX1550020
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20