140 Ridgecrest Rd, Calera, AL 35040 Property Records

Shelby County property record for 140 Ridgecrest Rd, Calera, AL 35040

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,270 sqft · built 2019
Lot Size	0.174 acres (7,579 sqft)
Owner	2 Individual Names on File
Last Sale	$224,000 (Jul 2026)
Tax Bill	$1,353 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351020003043000`

Property Details

APN / Parcel Number

Primary APN	`351020003043000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,270 sqft Heated Area
1st Floor Area	1,270 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	112 ft deep x 53.5 ft wide
Garage Type	Attached
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	140 RIDGECREST RD
City	CALERA
State	AL
Zip	35040-3651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 2 24N 13E NBRHD: 03 SARATOGA WILLOWRIDGE R-2
Legal Range	13E
Legal Township	24N
Legal Section	02
Legal Subdivision	RIDGECREST SUBDIVISION PHASE 1 SEC 2
Legal Lot Number	43
Jurisdiction	SHELBY AL
Township / Civil Division	CALERA
Census Block Group	1
Census Block	1069
Census Tract	30504

Owner

140 Ridgecrest Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Shelby County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 RIDGECREST RD, CALERA, AL 35040-3651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 22, 2018	Warranty Deed, Transfer · VA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Prior Sale	Oct 22, 2018 · Amount on File
Deed Document Number	2026221340
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jul 13, 2026
Property Address	140 RIDGECREST RD, CALERA, AL 35040-3651
Document Number	0000221340
Instrument Date	Jul 10, 2026
Instrument	2026221340
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,624.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 RIDGECREST RD, CALERA, AL 35040-3651

Mortgage

Document Number	0000221350,
Date	Jul 13, 2026
Instrument	2026221350

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Oct 22, 2018
Property Address	140 RIDGECREST RD, CALERA, AL 35040-3651
Document Number	0000372870
Map Reference	MB37 PG43
Instrument Date	Oct 15, 2018
Instrument	20181022000372870
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1524 CHATHAM CT, 1524, PELHAM, AL 35124-2458

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	140 RIDGECREST RD, CALERA, AL 35040-3651

Mortgage

Document Number	0000372880
Date	Oct 22, 2018
Instrument	20181022000372880

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 140 Ridgecrest Rd was $1,353 with exemptions applied.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Calera City
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,353.00	$25,060	$250,600 Land $50,000 Building $200,600
2023	$1,112.00 Homeowner's exemption	$21,360	$213,500 Land $31,000 Building $182,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 140 Ridgecrest Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Ridgecrest Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CALERA, THE WWB OF TE serves 26,982 people · EPA ID AL0001150
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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