140 Red Bird Rd, Tryon, NC 28782 Property Records

Polk County property record for 140 Red Bird Rd, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,620 sqft · built 1957
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on Record
Last Sale	$297,500 (Jun 2006)
Tax Bill	$1,452 (2026)
Deeds & Mortgages	May 2026 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T12-E9`

Property Details

APN / Parcel Number

Primary APN	`T12-E9`
Alternative APN	`34518`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	1,620 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	36,155 sqft (0.83 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	34518
Street Address	140 RED BIRD RD
City	TRYON
State	NC
Zip	28782-3600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	GILLETTE WOODS, GLENWALDEN SECTION, 0G07A G-WOODS GLENWALDEN
Legal Subdivision	G-WOODS GLENWALDEN
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1022
Census Tract	920304

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	140 RED BIRD RD, TRYON, NC 28782-3600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2006 · Amount on Record
Deed Sale	Jun 1, 2006 · Amount on Record
Prior Sale	Apr 11, 2003 · Amount on Record
Deed Book / Page	342 / 330
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Recording Date	May 21, 2026
Property Address	140 RED BIRD RD, TRYON, NC 28782-3600
Document Number	0499002390
Book / Page	499 / 2390
Instrument Date	May 14, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 RED BIRD RD, TRYON, NC 28782-3600

Mortgage

Document Number	0499002390,
Date	May 21, 2026
Book Page	499/2390

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	140 RED BIRD RD, TRYON, NC 28782-3600
Transaction Type	Mortgage
Record Updated	Jul 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	459/1700
Date	May 24, 2021
Book Page	459/1700

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,452.00	$313,721 (-) Land $74,700 Building $239,021	$313,721 (-) Land $74,700 Building $239,021
2025	$1,452.00 (+27.7%)	$313,721 (+57.92%) Land $74,700 Building $239,021	$313,721 (+57.92%) Land $74,700 Building $239,021
2023	$1,137.00	$198,661 Land $45,650 Building $153,011
2021			$198,661 Land $45,650 Building $153,011

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1984–2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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