Marion County property record for 140 Ranch Ln, Loretto, KY 40037
| Property Type | Single Family Home |
|---|---|
| Details | 1,400 sqft · built 2018 |
| Lot Size | 4.72 acres (205,908 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $42,500 (Sep 2026) |
| Tax Bill | $1,284 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Aug 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-057-04 |
| Primary APN | 021-057-04 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,400 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 205,908 sqft (4.72 acres) |
| Garage Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 167 sqft |
| Patio Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 85862 |
|---|---|
| Street Address | 140 RANCH LN |
| City | LORETTO |
| State | KY |
| Zip | 40037-7082 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 140 RANCH LN/TRACTS 2A & 3 |
| Legal Subdivision | SPENCER HAMILTON ROAD |
| Legal Tract | 2A,3 |
| Jurisdiction | MARION KY |
| Township / Civil Division | LORETTO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 970400 |
Source: Marion County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 140 RANCH LN, LORETTO, KY 40037-7082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SIMPLE TITLE, SIMPLIFILE |
| Jul 28, 2025 | Deed, Transfer |
| Feb 14, 2020 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2026 · Amount on Record |
| Deed Sale | Sep 1, 2026 · Amount on Record |
| Prior Sale | Jul 28, 2025 · Amount on Record |
| Deed Document Number | 20262146 |
| Deed Book / Page | 377 / 138 |
| Prior Transfer Date | Dec 13, 2021 |
| Prior Transfer Doc | 0348000166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MARION KY |
| Recording Date | Sep 1, 2026 |
| Property Address | 140 RANCH LN, LORETTO, KY 40037-7082 |
| Document Number | 0000002146 |
| Book / Page | 377 / 138 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 20262146 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,292.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 140 RANCH LN, LORETTO, KY 40037-7082 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION KY |
| Recording Date | Aug 28, 2026 |
| Property Address | 140 RANCH LN, LORETTO, KY 40037-7082 |
| Document Number | 0000002112 |
| Book / Page | 530 / 443 |
| Instrument Date | Aug 22, 2026 |
| Instrument | 20262112 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000002112, |
|---|---|
| Date | Aug 28, 2026 |
| Book Page | 530/443 |
| Instrument | 20262112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 22, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MARION KY |
| Recording Date | Jul 28, 2025 |
| Property Address | 140 RANCH LN, LORETTO, KY 40037-7082 |
| Document Number | 000370/709 |
| Book / Page | 370 / 709 |
| Instrument Date | Jul 23, 2025 |
| Instrument | 247567 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $292.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 140 RANCH LN, LORETTO, KY 40037-7082 |
| Name | Verified Name |
|---|---|
| Address | 140 RANCH LN, LORETTO, KY 40037-7082 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MARION KY |
| Recording Date | Feb 14, 2020 |
| Property Address | 140 RANCH LN, LORETTO, KY 40037-7082 |
| Document Number | 000334/485 |
| Book / Page | 334 / 485 |
| Map Reference | MB 192 PG 372 |
| Instrument Date | Feb 13, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 770 SPENCER HAMILTON RD, LORETTO, KY 40037-7055 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 75 MILES AVE APT 4, 4, LORETTO, KY 40037-6015 |
Source: Marion County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Marion County |
| Municipality | Loretto City |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,284.00 (+7.18%) Homeowner's exemption | $195,000 (+8.33%) Land $195,000 | $195,000 (+8.33%) Land $195,000 |
| 2023 | $1,198.00 Homeowner's exemption | $180,000 Land $180,000 | $180,000 Land $180,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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