Henderson County property record for 140 Pine Dr, Flat Rock, NC 28731 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,125 sqft · built 1996 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Company Name on File |
| Last Sale | $285,000 (Jul 2016) |
| Tax Bill | $1,492 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9577335615 |
| Primary APN | 9577335615 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,125 sqft Heated Area |
| 1st Floor Area | 2,125 sqft |
| Basement Area | 1,594 sqft |
| Unfinished Basement | 1,594 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Porch | Slab |
| Porch Area | 261 sqft |
| Deck Area | 15 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 102110 |
|---|---|
| Street Address | 140 PINE DR |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT#3,4,PT#5 BONCLARKEN |
| Legal Subdivision | BONCLARKEN |
| Legal Block | 33 |
| Legal Lot Number | 5615 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HENDERSONVILLE |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 931500 |
Source: Henderson County records · APN 9577335615
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2297 CODDLE CREEK HWY, MOORESVILLE, NC 28115-8251 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 12, 2016 · Amount on Record |
| Deed Sale | Jul 12, 2016 · Amount on Record |
| Deed Book / Page | 1670 / 693 |
| Record Updated | Sep 20, 2026 |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Flat Rock Village |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $346,300 (-7.97%) Land $77,100 Building $269,200 | ||
| 2025 | $1,492.00 | ||
| 2023 | $376,300 Land $77,100 Building $299,200 | $346,300 Land $77,100 Building $269,200 |
Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370899315003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 10 (2020–2024) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Sep 2024, tidal / storm surge, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation) listed 2015 · 27 contributing resources · NRIS 14001176 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 173 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Cable | 940 / 35 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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