Buncombe County property record for 140 Pegg Rd, Barnardsville, NC 28709
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 648 sqft · built 2000 |
| Lot Size | 12.2 acres (533,174 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,000 (Dec 2002) |
| Tax Bill | $1,168 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Feb 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 698663-2020-202 |
| Primary APN | 698663-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 648 sqft Living Area |
| 1st Floor Area | 488 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Frame Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 533,174 sqft (12.2 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 698663-2020-202 |
|---|---|
| Street Address | 140 PEGG RD |
| City | BARNARDSVILLE |
| State | NC |
| Zip | 28709-9767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OU |
| Legal Description | SUBDIV: LAURA C. SPOTTS BLOCK: LOT: SECTION: PLAT: 0080-0026 |
| Legal Subdivision | LAURA C. SPOTTS |
| Legal Block | 3 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | IVY |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 2900 |
Source: Buncombe County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 140 PEGG RD, BARNARDSVILLE, NC 28709-9767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed of Trust, Mortgage VIRGINIA W CARINER ETAL |
| Feb 15, 2019 | Loan Modification, Mortgage · Conventional Mortgage VIRGINIA W CARTNER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2002 · Amount on Record |
| Deed Sale | Dec 31, 2002 · Amount on Record |
| Deed Book / Page | 3045 / 779 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 140 PEGG RD, BARNARDSVILLE, NC 28709-9767 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 140 PEGG RD, BARNARDSVILLE, NC 28709-9767 |
| Document Number | 0062301367 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | 6230/1367 |
| Name | VIRGINIA W CARINER ETAL |
|---|---|
| Type | Private Party |
| Address | 7 ORCHARD ST STE 200, ASHEVILLE, NC 28801 |
| Amount | Amount Recorded |
|---|---|
| Term | 142 Months |
| Due | Apr 1, 2034 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 140 PEGG RD, BARNARDSVILLE, NC 28709-9767 |
| Document Number | 0057441270 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Document Number | 0057441270 |
|---|---|
| Date | Feb 18, 2019 |
| Book Page | 005744/001270 |
| Name | VIRGINIA W CARTNER |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,168.00 (+3.91%) | $151,900 (-) Land $75,400 Building $76,500 | $151,900 (-) Land $75,400 Building $76,500 |
| 2024 | $1,124.00 (+2.74%) | ||
| 2023 | $1,094.00 | $151,900 | $151,900 (-) Land $90,400 Building $61,500 |
| 2021 | $151,900 Land $75,400 Building $76,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 40 (1995–2024) |
| Claims Outside the SFHA | 8 of 40 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
May also be available: Spectrum.
4G LTE (outdoors only), no 5G reported
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