140 Peake St, Tryon, NC 28782 Property Records

Polk County property record for 140 Peake St, Tryon, NC 28782

Property Summary

Property Type	Other Improved
Details	3 bd · 1 ba · 1,104 sqft · built 1960
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$40,500 (Sep 2017)
Tax Bill	$574 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`T1-A8`

Property Details

APN / Parcel Number

Primary APN	`T1-A8`
Alternative APN	`55328`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,104 sqft Finished Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Mobile Home
Exterior Material	Other
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	24,394 sqft (0.56 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Account Number	55328
Street Address	140 PEAKE ST
City	TRYON
State	NC
Zip	28782-2825
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	M
Legal Description	.56 ACRE, 0T52 TRYON AREA 52
Legal Subdivision	TRYON AREA 52
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	3
Census Block	3021
Census Tract	920304

Owner

Source: Polk County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	289 GREEN FIELDS LN, COLUMBUS, NC 28722-6504
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Sep 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2017 · Amount on Record
Deed Sale	Sep 13, 2017 · Amount on Record
Prior Sale	May 14, 2015
Deed Document Number	20174661720004
Deed Book / Page	428 / 2111
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	140 PEAKE ST, TRYON, NC 28782-2825
Transaction Type	Mortgage
Record Updated	Nov 13, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 PEAKE ST, TRYON, NC 28782-2825

Mortgage

Document Number	00481/1206
Date	Oct 26, 2023
Book Page	481/1206

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Sep 13, 2017
Property Address	140 PEAKE ST, TRYON, NC 28782-2825
Document Number	00428/2111
Book / Page	428 / 2111
Instrument Date	Sep 13, 2017
Instrument	004661720004
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Tax	$405.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 551, TRYON, NC 28782-0551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 GREEN FIELDS LN, COLUMBUS, NC 28722-6504

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$574.00	$124,187 (-) Land $22,400 Building $101,787	$124,187 (-) Land $22,400 Building $101,787
2025	$574.00 (+32.56%)	$124,187 (+64.03%) Land $22,400 Building $101,787	$124,187 (+64.03%) Land $22,400 Building $101,787
2023	$433.00	$75,710 Land $22,400 Building $53,310
2021			$75,710 Land $22,400 Building $53,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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