140 Paula St, Commerce, GA 30529 Property Records

Jackson County property record for 140 Paula St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,377 sqft · built 1973
Lot Size	0.68 acres (29,621 sqft)
Owner	Company Name on Record
Tax Bill	$2,132 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C17 127`

Property Details

APN / Parcel Number

Primary APN	`C17 127`
Alternative APN	`9643`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,377 sqft Heated Area
1st Floor Area	1,377 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2002
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,621 sqft (0.68 acres)
Garage Type	Detached
Garage Area	2,400 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Porch Area	15 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9643
Street Address	140 PAULA ST
City	COMMERCE
State	GA
Zip	30529-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 9 SARTAIN BRS.PBS.6-298,13-21,86-277
Legal Subdivision	BROS SD
Legal Lot Number	9
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2002
Census Tract	10300

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	124 COURTLAND DR, JEFFERSON, GA 30549-6732
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jan 19, 2024	Warranty Deed, Transfer
Jul 31, 2019	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2024
Deed Sale	Jan 19, 2024
Prior Sale	Apr 29, 2005 · Amount on Record
Deed Book / Page	109M / 537
Prior Transfer Date	Sep 30, 2004
Prior Transfer Doc	00036J0098
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	140 PAULA ST, COMMERCE, GA 30529-1627
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 PAULA ST, COMMERCE, GA 30529-1627

Mortgage

Document Number	00104E0000000286
Date	Oct 7, 2022
Book Page	000000104E/0000000286

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jan 19, 2024
Property Address	140 PAULA ST, COMMERCE, GA 30529-1627
Document Number	00109M0537
Book / Page	109M / 537
Instrument Date	Jan 18, 2024
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 PAULA ST, COMMERCE, GA 30529-1627

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	140 PAULA ST, COMMERCE, GA 30529-1627
Document Number	00085R0017
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 PAULA ST COMMERCE GA 305291627, COMMERCE, GA 30529-1627

Mortgage

Document Number	00085R0017
Date	Aug 12, 2019
Book Page	00085R/000017

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,840 (-) Land $20,000 Building $59,840	$199,600 (-) Land $50,000 Building $149,600
2025	$2,132.00 (+7.51%)	$79,840 (+11.14%) Land $20,000 Building $59,840	$199,600 (+11.14%) Land $50,000 Building $149,600
2024	$1,983.00 (+110.96%)	$71,840 (+46.02%) Land $12,000 Building $59,840	$179,600 (+46.02%) Land $30,000 Building $149,600
2023	$940.00 (-22.82%) Homeowner's exemption	$49,200 (+28.53%) Land $12,000 Building $37,200	$123,000 (+28.53%) Land $30,000 Building $93,000
2022	$1,218.00 Homeowner's exemption	$38,280 Land $8,000 Building $30,280	$95,700 Land $20,000 Building $75,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.1% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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