140 Panorama Dr, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 140 Panorama Dr, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,428 sqft · built 1992
Lot Size	2.81 acres (122,839 sqft)
Owner	Company Name on File
Last Sale	$758,000 (Apr 2024)
Tax Bill	$10,512 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-00045-0000-00004-0000-C0140`

Property Details

APN / Parcel Number

Primary APN	`13-00045-0000-00004-0000-C0140`
Alternative APN	`1300045000000004C0140`

Interior

Building Area	1,428 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Lot Area	122,839 sqft

Location & Zoning

Street Address	140 PANORAMA DR
City	EDGEWATER
State	NJ
Zip	07020-7241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.82 AC
Legal Subdivision	PANORAMA EAST
Legal Block	45
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2004
Census Tract	13002

Owner

140 Panorama Dr is owned by a company that acquired it in November 2024.

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner of Record	Company Name on File
Mailing Address	140 PANORAMA DR, EDGEWATER, NJ 07020-7241
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 8, 2018	Deed of Trust, Mortgage · Line of Credit PREFERRED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2024 · Amount on File
Deed Sale	Apr 19, 2024 · Amount on File
Prior Sale	Mar 10, 2006 · Amount on File
Deed Document Number	202422269
Deed Book / Page	5218 / 410
Last Transfer Date	Nov 19, 2024
Transfer Doc	0000015843
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 19, 2024
Property Address	140 PANORAMA DR, EDGEWATER, NJ 07020-7241
Document Number	0052180410
Book / Page	5218 / 410
Instrument Date	Jan 11, 2024
Instrument	2024022269
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	NOT AVAILABLE, CTC CONNECT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,859.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	513 WASHINGTON ST, HOBOKEN, NJ 07030-4994

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 PANORAMA DR, EDGEWATER, NJ 07020-7241

Mortgage

Document Number	2024022270
Date	Apr 19, 2024
Instrument	2024022270

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2054

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	140 PANORAMA DR, EDGEWATER, NJ 07020-7241
Document Number	0029000449
Instrument Date	Mar 8, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018
Title Company	STEWART TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 W EXCHANGE ST #3001 PROVIDENCE RI 029031081, 3001, PROVIDENCE, RI 02903-1081

Mortgage

Document Number	0029000449
Date	Apr 5, 2018
Book Page	002900/000449

Lender

Name	PREFERRED BK
Type	Bank
Address	LOS ANGELES, CA 90017

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 140 Panorama Dr was $10,512, up 6% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$721,100 (+12.85%) Land $410,000 Building $311,100	$721,100 (+12.85%) Land $410,000 Building $311,100
2025	$10,512.00 (+6%)	$639,000 Land $340,000 Building $299,000	$639,000 Land $340,000 Building $299,000
2024	$9,917.00
2023		$593,800 Land $327,500 Building $266,300	$593,800 Land $327,500 Building $266,300
2022	$9,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Panorama Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2012–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Panorama Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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