140 Oakwilde St, Galt, CA 95632 Property Records

Sacramento County property record for 140 Oakwilde St, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1991
Lot Size	0.15 acres (6,534 sqft)
Owner	Trust Name on File
Last Sale	$232,000 (Aug 2003)
Tax Bill	$4,005 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-0530-062-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0530-062-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,534 sqft (0.15 acres)
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	140 OAKWILDE ST
City	GALT
State	CA
Zip	95632-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	FUMASI RANCH 03, LOT 295
Legal Subdivision	FUMASI RANCH 03
Legal Lot Number	295
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	3
Census Block	3003
Census Tract	9502

Owner

140 Oakwilde St is owner-occupied and held in a trust since June 2018.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Trust Name on File
Mailing Address	140 OAKWILDE ST, GALT, CA 95632-2603
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jun 26, 2018	Quit Claim Deed, Transfer Quitclaim
Feb 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2003 · Amount on File
Deed Sale	Aug 29, 2003 · Amount on File
Prior Sale	Jun 29, 2001 · Amount on File
Deed Book / Page	20030829 / 2822
Last Transfer Date	Jun 20, 2018
Transfer Doc	6260000001339
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	140 OAKWILDE ST, GALT, CA 95632-2603
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 OAKWILDE ST, GALT, CA 95632-2603

Mortgage

Document Number	0000000823
Date	Feb 1, 2021
Instrument	202102010823

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 26, 2018
Property Address	140 OAKWILDE ST, GALT, CA 95632-2603
Document Number	1806261339
Instrument Date	Jun 20, 2018
Instrument	1806261339
Transaction Type	Transfer
Record Updated	Jul 17, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	140 OAKWILDE ST GALT CA 956322603, GALT, CA 95632-2603

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	140 OAKWILDE ST, GALT, CA 95632-2603
Document Number	0000000664
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 OAKWILDE ST GALT CA 956322603, GALT, CA 95632-2603

Mortgage

Document Number	0000000664
Date	Feb 16, 2017
Book Page	170216/000664

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 140 Oakwilde St was $4,005, up 4.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$336,431 (+2%) Land $72,499 Building $263,932
2025	$4,005.00 (+4.24%)	$329,835 Land $71,078 Building $258,757
2024	$3,842.00 (+1.61%)
2023	$3,781.00 (+3.96%)	$317,029 Land $68,319 Building $248,710
2022	$3,637.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 140 Oakwilde St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Oakwilde St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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