Lake County property record for 140 Oak St, Lowell, IN 46356
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,376 sqft · built 2000 |
| Lot Size | 0.653 acres (28,488 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Nov 2021) |
| Tax Bill | $2,380 (2024) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-17-04-0042-0037 |
| Primary APN | 002-17-04-0042-0037 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,376 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 28,488 sqft (0.653 acres) |
| Lot Dimensions | 145 ft deep x 66 ft wide |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 002-17-04-0042-0037 |
|---|---|
| Old Parcel Number | 170400420037 |
| Street Address | 140 OAK ST |
| City | LOWELL |
| State | IN |
| Zip | 46356-1910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H. R. NICHOL'S ADD. LOT 34 ALL LOT 41 AND LOT 42 |
| Legal Subdivision | H R NICHOLS ADD |
| Legal Lot Number | 41-42 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CEDAR CREEK |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 43403 |
140 Oak St is owned and occupied by an individual who bought it in November 2021.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 140 OAK ST, LOWELL, IN 46356-1910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2021 · Amount on File |
| Deed Sale | Nov 3, 2021 · Amount on File |
| Deed Document Number | 2021-536385 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Nov 3, 2021 |
| Property Address | 140 OAK ST, LOWELL, IN 46356-1910 |
| Document Number | 0000036385 |
| Map Reference | MB 1 PG 22 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 2021-536385 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2023 |
| Title Company | CHICAGO TITLE COMPANY/CA, CHICAGO TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 OAK ST, LOWELL, IN 46356-1910 |
| Document Number | 0000036386 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2021-536386 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Cedar Creek Township |
| Municipality | Lowell Town |
| Unified School District | Tri-Creek School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $250,400 Land $78,400 Building $172,000 | $250,400 Land $78,400 Building $172,000 | |
| 2024 | $2,380.00 | ||
| 2023 | $226,300 (+3.95%) Land $78,400 Building $147,900 | $226,300 (+3.95%) Land $78,400 Building $147,900 | |
| 2022 | $2,151.00 Homeowner's exemption | $217,700 Land $78,400 Building $139,300 | $217,700 Land $78,400 Building $139,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 140 Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Jul 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 140 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - LOWELL serves 11,908 people · EPA ID IN5245029 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Dec 2022 Total trihalomethanes resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Verizon.
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