140 N Elgin St, Griffith, IN 46319 Property Records

Lake County property record for 140 N Elgin St, Griffith, IN 46319

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,684 sqft · built 2000
Lot Size0.239 acres (10,411 sqft)
Owner2 Owner Names on File
Tax Bill$3,614 (2024)
Deeds & MortgagesAug 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN001-15-26-0456-0009

Property Details

APN / Parcel Number

Primary APN001-15-26-0456-0009
Alternative APNs
  • 45-07-34-451-023.000-006
  • 152604560009

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms4 Rooms
Stories2 Stories
Building Area2,684 sqft Living Area

Exterior

Year BuiltBuilt 2000
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area10,411 sqft (0.239 acres)
Lot Dimensions139 ft deep x 75 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area615 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-15-26-0456-0009
Old Parcel Number152604560009
Street Address140 N ELGIN ST
CityGRIFFITH
StateIN
Zip46319-2600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGEWOOD ADDITION-RESUB. OF LOTS 1 TO 12 LOTS 14,15,18,20 & LOTS 22 TO 63 BL.1 & LOTS 5 TO 20 BL.4 LOT 9
Legal SubdivisionRIDGEWOOD ADD RESUB
Legal Block1
Legal Lot Number14-15
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1010
Census Tract40900

Owner

The current owner of 140 N Elgin St acquired it in September 2010.

Source: Lake County records, as of March 18, 2026

Owner of Record2 Owner Names on File
Mailing Address140 N ELGIN ST, GRIFFITH, IN 46319-2600
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 23, 2010
Transfer Doc0000055450
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address140 N ELGIN ST, GRIFFITH, IN 46319-2600
Document Number0000062284
Instrument DateAug 18, 2020
Transaction TypeMortgage
Record UpdatedOct 6, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address140 N ELGIN ST GRIFFITH IN 463192600, GRIFFITH, IN 46319-2600

Mortgage

Document Number0000062284
DateSep 9, 2020
Instrument62284
Lender
NameCENTIER BK
TypeBank
AddressMERRILLVILLE, IN 46410
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueSep 8, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGriffith Town
Unified School DistrictGriffith Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$344,500 Land $45,900 Building $298,600$344,500 Land $45,900 Building $298,600
2024$3,614.00
2023$300,800 (+8.28%) Land $45,900 Building $254,900$300,800 (+8.28%) Land $45,900 Building $254,900
2022$3,252.00 Homeowner's exemption$277,800 Land $45,900 Building $231,900$277,800 Land $45,900 Building $231,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 N Elgin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 140 N Elgin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRIFFITH WATER DEPARTMENT
serves 16,893 people · EPA ID IN5245019
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionJun 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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