140 N 7th Ave, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 140 N 7th Ave, Mount Vernon, NY 10550

Property Summary

Property Type	Single Family Home
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Mar 2019)
Tax Bill	$9,453 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550800 165.53-1109-2`

Property Details

APN / Parcel Number

Primary APN	`550800 165.53-1109-2`
Alternative APNs	`080016505311090020000000` `020670`

Exterior

Lot Area	2,614 sqft (0.06 acres)

Location & Zoning

Account Number	020670
Street Address	140 N 7TH AVE
City	MOUNT VERNON
State	NY
Zip	10550-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CENTRAL MOUNT VERNON
Legal Block	1109
Legal Lot Number	2.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1005
Census Tract	3600

Owner

140 N 7th Ave is owned and occupied by two individuals who bought it in March 2019.

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 N 7TH AVE, MOUNT VERNON, NY 10550-1214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 14, 2017	Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MORTGAGE LLC
Mar 11, 2019	Bargain and Sale Deed, Transfer · FHA Mortgage NATIONWIDE MORTGAGE BANKERS INC
Aug 1, 2018	Grant Deed, Transfer · Conventional Mortgage FIRST REHAB LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2019 · Amount on File
Deed Sale	Mar 11, 2019 · Amount on File
Deed Document Number	2019590643094
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	140 N 7TH AVE, MOUNT VERNON, NY 10550-1214
Transaction Type	Mortgage
Record Updated	Jun 23, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 N 7TH AVE, MOUNT VERNON, NY 10550-1214

Mortgage

Document Number	0631573181
Date	Jun 6, 2023
Instrument	631573181

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jun 1, 2063

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	140 N 7TH AVE, MOUNT VERNON, NY 10550-1214
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0570243382
Date	Feb 14, 2017
Instrument	570243382

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Nov 1, 2046

March 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 11, 2019
Property Address	140 N 7TH AVE, MOUNT VERNON, NY 10550-1214
Document Number	0590643094
Map Reference	MAP 206
Instrument Date	Feb 26, 2019
Instrument	590643094
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	JUDICIAL TITLE INS PICK UP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4375 WHITE PLAINS RD, 4375, BRONX, NY 10466-1448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3459 MICKLE AVE, BRONX, NY 10469-1605

Mortgage

Document Number	0590643114
Date	Mar 11, 2019
Instrument	590643114

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 1, 2018
Property Address	140 N 7TH AVE, MOUNT VERNON, NY 10550-1214
Document Number	0581903084
Book / Page	058190 / 003084
Instrument Date	Jun 15, 2018
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	RISING STAR SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4375 WHITE PLAINS RD BRONX NY 104661414, BRONX, NY 10466-1414

Mortgage

Document Number	581903109
Date	Aug 1, 2018
Book Page	058190/003109

Lender

Name	FIRST REHAB LNDG LLC
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 140 N 7th Ave was $9,453, up 11% from the year before.

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,453.00 (+10.99%)
2025	$8,517.00	$5,500 (-) Land $1,450 Building $4,050	$305,556 (+6.67%) Land $80,556 Building $225,000
2024		$5,500 (-) Land $1,450 Building $4,050	$286,459 (-10.94%) Land $75,521 Building $210,938
2023		$5,500 Land $1,450 Building $4,050	$321,637 Land $84,795 Building $236,842

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 140 N 7th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 140 N 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 874 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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