140 N 2nd St, Reading, PA 19601 Property Records

Berks County property record for 140 N 2nd St, Reading, PA 19601

Property Summary

Property Type	Exempt (Full or Partial)
Details	5 bd · 1.5 ba · 1,760 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$7,500 (Feb 2016)
Tax Bill	$539 (2026)
Deeds & Mortgages	Apr 2017 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5307-81-61-1130`

Property Details

APN / Parcel Number

Primary APN	`5307-81-61-1130`
Alternative APNs	`06-5307-81-61-1130` `6000171` `000171`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,760 sqft Gross Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6000171
Street Address	140 N 2ND ST
City	READING
State	PA
Zip	19601-4010
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Block	11
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1002
Census Tract	2500

Owner

140 N 2nd St is owned by an individual who bought it in February 2016.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	140 N 2ND ST, READING, PA 19601-4010
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA
Apr 10, 2017	Grant Deed, Transfer · Conventional Mortgage PENNSYLVANIA HM LNDG COLLABORA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2016 · Amount on File
Deed Sale	Feb 17, 2016 · Amount on File
Prior Sale	May 11, 2015 · Amount on File
Deed Document Number	20165234
Prior Transfer Date	Apr 20, 2015
Prior Transfer Doc	0000015324
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	140 N 2ND ST, READING, PA 19601-4010
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012543
Date	Apr 10, 2017
Instrument	2017012543

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Apr 10, 2017
Property Address	140 N 2ND ST, READING, PA 19601-4010
Document Number	0000012542
Instrument Date	Mar 31, 2017
Instrument	12542
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 N 2ND ST READING PA 196014010, READING, PA 19601-4010

Mortgage

Document Number	12544
Date	Apr 10, 2017
Instrument	12544

Lender

Name	PENNSYLVANIA HM LNDG COLLABORA
Address	213 N 5TH ST # 1030, READING, PA 19601-3392

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 9, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 140 N 2nd St was $539.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$539.00	$19,100 Land $6,700 Building $12,400	$6,700 Land $6,700
2024	$505.00	$19,100 Land $6,700 Building $12,400
1994			$19,100 Land $6,700 Building $12,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 N 2nd St in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	23 (1979–2020)
Claims Outside the SFHA	4 of 23
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Tropical Storm Lee, Sep 2011 · 3 claims Severe Storms, Flooding, And Mudslides, Jun 2006 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 140 N 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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