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140 Mulford Dr, Elgin, IL 60120 Property Records

Cook County property record for 140 Mulford Dr, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,149 sqft · built 1975
Lot Size0.195 acres (8,510 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (May 2026)
Tax Bill$5,378 (2023)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-18-103-049

Property Details

APN / Parcel Number

Primary APN06-18-103-049
Alternative APN
  • 06-18-103-049-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,149 sqft Living Area
1st Floor Area1,149 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1976
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,510 sqft (0.195 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address140 MULFORD DR
CityELGIN
StateIL
Zip60120-4542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(PARKWOOD) (UNIT7) SUB OF GOVERNMENT LT 1 OF NW SEC 18-41-09
Legal Range09E
Legal Township41N
Legal Section18
Legal SubdivisionPARKWOOD UNIT7
Legal Lot Number1
Legal Unit7
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group4
Census Block4002
Census Tract804404

Owner

Source: Cook County records · APN 06-18-103-049

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address140 MULFORD DR, ELGIN, IL 60120-4542
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 04, 2026 · Amount on Record
Deed SaleMay 04, 2026 · Amount on Record
Prior SaleNov 21, 2016 · Amount on Record
Deed Document Number20262309
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateMay 04, 2026
Property Address140 MULFORD DR, ELGIN, IL 60120-4542
Document Number0000002309
Instrument DateApr 30, 2026
Instrument2026.2309
Transaction TypeTransfer
Record UpdatedMay 13, 2026
Title CompanyBURNETT TITLE, BURNET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$49,237.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address140 MULFORD DR, ELGIN, IL 60120-4542
InvestorPossibly a Property Investor

Mortgage

Document Number0000000023,
DateMay 04, 2026
Instrument2026.124.2026.124.23
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate5.88%
Max Rate-1%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$24,916 (+13.26%) Land $5,957 Building $18,959$249,160 (+13.26%) Land $59,570 Building $189,590
2023$5,378.00 (+3.48%)
2022$5,197.00 Homeowner's exemption$21,999 Land $5,531 Building $16,468$219,990 Land $55,310 Building $164,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Most Recent ClaimApr 2010 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Radiate Holdings
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 224 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELGIN
serves 114,797 people
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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