Lake County property record for 140 Morningside Ave, Gary, IN 46408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,148 sqft · built 1937 |
| Lot Size | 0.339 acres (14,767 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $248,800 (May 2022) |
| Tax Bill | $6,000 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-46-0050-0023 |
| Primary APN | 001-25-46-0050-0023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,148 sqft Living Area |
| Gross Area | 4,370 sqft |
| 1st Floor Area | 2,148 sqft |
| Basement Area | 1,074 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 14,767 sqft (0.339 acres) |
| Lot Dimensions | 197 ft deep x 75 ft wide |
| View / Lot | Alley |
| Garage Type | Attached |
| Garage Area | 1,148 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 140 MORNINGSIDE AVE |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46408-3920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORNINGSIDE ADD. LOT 23 |
| Legal Subdivision | MORNINGSIDE ADD |
| Legal Lot Number | 23 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 12500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Morningside Historic District listed 2009 · 100 contributing resources · NRIS 09000758 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lake County records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 140 MORNINGSIDE AVE, GARY, IN 46408-3920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEXA MORTGAGE LLC |
| May 26, 2022 | Warranty Deed, Transfer · FHA Mortgage LEND SMART MORTGAGE LLC |
| Sep 23, 2021 | Warranty Deed, Transfer · Commercial Mortgage DLP LENDING FUND LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2022 · Amount on Record |
| Deed Sale | May 26, 2022 · Amount on Record |
| Prior Sale | Sep 23, 2021 · Amount on Record |
| Deed Document Number | 2022522033 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 140 MORNINGSIDE AVE, GARY, IN 46408-3920 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 140 MORNINGSIDE AVE, GARY, IN 46408-3920 |
| Document Number | 0000004720 |
|---|---|
| Date | Feb 4, 2026 |
| Instrument | 2026-504720 |
| Name | NEXA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MESA, AZ 85212 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | May 26, 2022 |
| Property Address | 140 MORNINGSIDE AVE, GARY, IN 46408-3920 |
| Document Number | 0000022033 |
| Map Reference | MB 12 PG 38 |
| Instrument Date | May 24, 2022 |
| Instrument | 2022-522033 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Title Company | NEAR NORTH TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 140 MORNINGSIDE AVE, GARY, IN 46408-3920 |
| Document Number | 0000022034 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 2022-522034 |
| Name | LEND SMART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Sep 23, 2021 |
| Property Address | 140 MORNINGSIDE AVE, GARY, IN 46408-3920 |
| Document Number | 0000060739 |
| Map Reference | MB 12 PG 36 |
| Instrument Date | Sep 9, 2021 |
| Instrument | 2021-060739 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3930 MAIN ST, EAST CHICAGO, IN 46312-2418 |
| Document Number | 0000060740 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2021-060740 |
| Name | DLP LENDING FUND LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $225,200 (-3.68%) Land $24,100 Building $201,100 | $225,200 (-3.68%) Land $24,100 Building $201,100 | |
| 2024 | $6,000.00 (+126.93%) | ||
| 2023 | $233,800 (+126.55%) Land $22,300 Building $211,500 | $233,800 (+126.55%) Land $22,300 Building $211,500 | |
| 2022 | $2,644.00 | $103,200 Land $12,400 Building $90,800 | $103,200 Land $12,400 Building $90,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2014–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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