140 Margin St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 140 Margin St, Lawrence, MA 01841

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,013 sqft · built 1900
Lot Size	0.063 acres (2,730 sqft)
Owner	Company Name on Record
Last Sale	$42,500 (Jul 2011)
Tax Bill	$2,902 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`188 0000 0095 1A`

Property Details

APN / Parcel Number

Primary APN	`188 0000 0095 1A`
Alternative APN	`LAWR M:0188 B:0000 L:0095 1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,013 sqft Living Area
Gross Area	1,919 sqft
Basement Area	668 sqft
Unfinished Basement	668 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,730 sqft (0.063 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	188 0000 0095 1A
Street Address	140 MARGIN ST
City	LAWRENCE
State	MA
Zip	01841-4227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	95 1
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2000
Census Tract	250200

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	34 MONMOUTH ST, LAWRENCE, MA 01841-1817
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 3, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2011 · Amount on Record
Deed Sale	Jul 29, 2011 · Amount on Record
Prior Sale	Feb 23, 2011
Deed Document Number	20111
Deed Book / Page	12562 / 286
Last Transfer Date	Dec 1, 2021
Transfer Doc	0017256-24
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Recording Date	Aug 31, 2026
Property Address	140 MARGIN ST, LAWRENCE, MA 01841-4227
Document Number	0000015231
Book / Page	18680 / 188
Instrument Date	Aug 31, 2026
Instrument	202615231
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015231,
Date	Aug 31, 2026
Book Page	18680/188
Instrument	202615231

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Dec 3, 2021
Property Address	140 MARGIN ST, LAWRENCE, MA 01841-4227
Document Number	0017256-24
Book / Page	17256 / 24
Instrument Date	Dec 1, 2021
Instrument	39436
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 MONMOUTH ST, LAWRENCE, MA 01841-1817

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,902.00 (+0.76%)	$335,900 (+2.63%) Land $93,700 Building $242,200	$415,714 (+20.75%)
2025	$2,880.00 (+2.45%)	$327,300 (+7.7%) Land $93,700 Building $233,600	$344,280
2024	$2,811.00 (+15.02%)	$303,900 (+26.31%) Land $98,400 Building $205,500
2023	$2,444.00	$240,600 Land $95,100 Building $145,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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