140 Main St, Peapack, NJ 07977 Property Records

Somerset County and Peapack And Gladstone Borough property record for 140 Main St, Peapack, NJ 07977

Property Summary

Property Type	Single Family Home
Details	1,755 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Jun 2023)
Tax Bill	$10,795 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-00024-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`15-00024-0000-00004`
Alternative APN	`150002400004`

Interior

Stories	2 Stories
Building Area	1,755 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	198 ft deep x 55 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	140 MAIN ST
City	PEAPACK
State	NJ
Zip	07977-5014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VN
Legal Subdivision	BOROUGH/PEAPACK & GLADSTONE
Legal Block	24
Legal Lot Number	4
Jurisdiction	SOMERSET NJ
Township / Civil Division	PEAPACK AND GLADSTONE
Census Block Group	2
Census Block	2017
Census Tract	52800

Owner

Source: Somerset County and Peapack And Gladstone Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	140 MAIN ST, PEAPACK, NJ 07977-5014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Mar 18, 2015 · Amount on Record
Deed Document Number	202316423
Deed Book / Page	7512 / 1044
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jun 30, 2023
Property Address	140 MAIN ST, PEAPACK, NJ 07977-5014
Document Number	0000016423
Book / Page	7512 / 1044
Instrument Date	Jun 26, 2023
Instrument	2023016423
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 MOUNT KEMBLE AVE, MORRISTOWN, NJ 07960-5133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 MAIN ST, PEAPACK, NJ 07977-5014

Mortgage

Document Number	0000016424
Date	Jun 30, 2023
Instrument	2023016424

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year T-Bill
Max Rate	12%

Tax Assessment & Valuation

Source: Somerset County and Peapack And Gladstone Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Peapack And Gladstone Borough
Unified School District	Somerset Hills Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$730,200 (+6.68%) Land $345,900 Building $384,300	$730,200 (+6.68%) Land $345,900 Building $384,300
2025	$10,795.00 (+0.1%)	$684,500 (+24.03%) Land $326,200 Building $358,300	$684,500 (+24.03%) Land $326,200 Building $358,300
2024	$10,784.00 (+11.21%)
2023		$551,900 (+4.61%) Land $287,300 Building $264,600	$551,900 (+4.61%) Land $287,300 Building $264,600
2022	$9,697.00	$527,600 Land $271,000 Building $256,600	$527,600 Land $271,000 Building $256,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (1984–2021)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures