140 Main St, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 140 Main St, Nantucket, MA 02554

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,404 sqft · built 1810
Lot Size	0.135 acres (5,871 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (May 1993)
Tax Bill	$9,640 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NANT M:00041 P:00520`

Property Details

APN / Parcel Number

Primary APN	`NANT M:00041 P:00520`
Alternative APN	`2275`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,404 sqft Living Area
Gross Area	3,790 sqft
1st Floor Area	1,841 sqft
Basement Area	964 sqft
Unfinished Basement	964 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1810
Effective Year Built	Effective 1810
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,871 sqft (0.135 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2275
Street Address	140 MAIN ST
City	NANTUCKET
State	MA
Zip	02554-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ROH
Jurisdiction	NANTUCKET MA
Township / Civil Division	NANTUCKET
Census Block Group	1
Census Block	1041
Census Tract	950100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

140 Main St is owned by two individuals who bought it in May 1993.

Source: Nantucket County and Nantucket Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 334, NANTUCKET, MA 02554-0334
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit HINGHAM INSTITUTION SAVINGS
May 7, 2018	Deed of Trust, Mortgage · ARM HINGHAM INSTITUTION FOR SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 1993 · Amount on File
Deed Sale	May 28, 1993 · Amount on File
Deed Book / Page	416 / 267
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Recording Date	Sep 15, 2026
Property Address	140 MAIN ST, NANTUCKET, MA 02554-2123
Document Number	0000002040
Book / Page	2074 / 216
Instrument Date	Sep 10, 2026
Instrument	20262040
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 MAIN ST, NANTUCKET, MA 02554-2123

Mortgage

Document Number	0000002040,
Date	Sep 15, 2026
Book Page	2074/216
Instrument	20262040

Lender

Name	HINGHAM INSTITUTION SAVINGS

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	140 MAIN ST, NANTUCKET, MA 02554-2123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1644-279
Date	May 7, 2018
Book Page	1644/279
Instrument	1291

Lender

Name	HINGHAM INSTITUTION FOR SAVINGS
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.88%

Tax Assessment & Valuation

The 2026 property tax bill for 140 Main St was $9,640, up 1.2% from the year before.

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Nantucket County
County Subdivision	Nantucket Town
Unified School District	Nantucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,640.00 (+1.22%)	$3,089,600 (+6.4%) Land $1,794,100 Building $1,295,500	$3,755,189
2025	$9,524.00 (+6.11%)	$2,903,800 (+1.26%) Land $1,536,200 Building $1,367,600
2024	$8,976.00 (+13.66%)	$2,867,700 (+16.57%) Land $1,536,200 Building $1,331,500
2023	$7,897.00	$2,460,000 Land $1,463,000 Building $997,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	4 (1988–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANNACOMET WATER COMPANY serves 27,703 people · EPA ID MA4197000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	67 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures