140 Luray Rd, Huron, TN 38345 Property Records

Henderson County property record for 140 Luray Rd, Huron, TN 38345

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,190 sqft · built 1974
Lot Size	3.61 acres (157,252 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (Jul 2014)
Tax Bill	$1,210 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039078 01200`

Property Details

APN / Parcel Number

Primary APN	`039078 01200`
Alternative APN	`078 01200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,190 sqft Living Area
1st Floor Area	2,190 sqft
Basement Area	2,100 sqft
Finished Basement	2,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1992
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	157,252 sqft (3.61 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,075 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	140 LURAY RD
City	HURON
State	TN
Zip	38345-6927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: R01
Jurisdiction	HENDERSON TN
Township / Civil Division	2
Census Block Group	3
Census Block	3019
Census Tract	975200

Owner

140 Luray Rd is owned and occupied by an individual who bought it in July 2014.

Source: Henderson County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	140 LURAY RD, HURON, TN 38345-6927
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage LEADERS CU
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEADERS CU
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEADERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2014 · Amount on File
Deed Sale	Jul 8, 2014 · Amount on File
Prior Sale	Mar 24, 2014 · Amount on File
Deed Document Number	201482749
Deed Book / Page	259 / 867
Transfer Doc	0002220767
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TN
Property Address	140 LURAY RD, HURON, TN 38345-6927
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 LURAY RD, HURON, TN 38345-6927

Mortgage

Document Number	0006660489
Date	Dec 22, 2022
Book Page	666/489
Instrument	121035

Lender

Name	LEADERS CU
Type	Credit Union
Address	JACKSON, TN 38305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TN
Property Address	140 LURAY RD, HURON, TN 38345-6927
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006370677
Date	Dec 23, 2020
Book Page	637/677
Instrument	110977

Lender

Name	LEADERS CU
Type	Credit Union
Address	JACKSON, TN 38305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TN
Property Address	140 LURAY RD, HURON, TN 38345-6927
Document Number	0002590677
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	140 LURAY RD HURON TN 383456927, HURON, TN 38345-6927

Mortgage

Document Number	0002590677
Date	Dec 23, 2020
Book Page	000259/000677
Instrument	110970

Lender

Name	LEADERS CU
Type	Credit Union
Address	JACKSON, TN 38305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 22, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 140 Luray Rd was $1,210.

Source: Henderson County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,210.00	$76,475 (-) Land $6,550 Building $69,925
2024	$1,210.00	$76,475 (-) Land $6,550 Building $69,925
2023		$76,475 (+57.28%) Land $6,550 Building $69,925	$305,900 (+57.28%) Land $26,200 Building $279,700
2022	$1,152.00	$48,625 Land $2,775 Building $45,850	$194,500 Land $11,100 Building $183,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 140 Luray Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Luray Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON WATER SYSTEMS serves 26,322 people · EPA ID TN0000402
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
LexNet Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Luray Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures