140 Loring Ave, Edison, NJ 08817 Property Records

Middlesex County and Edison Township property record for 140 Loring Ave, Edison, NJ 08817

Property Summary

Property Type	Single Family Home
Details	1,399 sqft · built 1957
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$306,000 (Nov 2017)
Tax Bill	$8,337 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05 00230-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`05 00230-0000-00007`
Alternative APNs	`05-00230-0000-00007-01` `050023000007` `00006826`

Interior

Stories	1 Story
Building Area	1,399 sqft Living Area
1st Floor Area	1,399 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	140 LORING AVE
City	EDISON
State	NJ
Zip	08817-4322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	50X100
Legal Subdivision	TOWNSHIP/EDISON TAX MAP
Legal Block	230
Legal Lot Number	7.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	5
Census Block	5001
Census Tract	1600

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	140 LORING AVE, EDISON, NJ 08817-4322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 24, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
May 12, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jul 9, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Nov 21, 2017	Deed, Transfer · FHA Mortgage KWIK MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2017 · Amount on Record
Deed Sale	Nov 21, 2017 · Amount on Record
Prior Sale	Feb 6, 2004
Deed Document Number	20175185
Deed Book / Page	17014 / 1500
Prior Transfer Date	Feb 2, 2016
Prior Transfer Doc	0003020621
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	140 LORING AVE, EDISON, NJ 08817-4322
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 LORING AVE, EDISON, NJ 08817-4322

Mortgage

Document Number	0000023029
Date	Apr 25, 2024
Book Page	19446/949
Instrument	2024023029

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 28, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	140 LORING AVE, EDISON, NJ 08817-4322
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107491
Date	Aug 24, 2021
Book Page	18593/165
Instrument	2021107491

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	140 LORING AVE, EDISON, NJ 08817-4322
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046333
Date	May 12, 2022
Book Page	18925/514
Instrument	2022046333

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	140 LORING AVE, EDISON, NJ 08817-4322
Document Number	0000064161
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	140 LORING AVE EDISON NJ 088174322, EDISON, NJ 08817-4322

Mortgage

Document Number	0000064161
Date	Jul 20, 2020
Book Page	017950/000653
Instrument	64161

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Nov 21, 2017
Property Address	140 LORING AVE, EDISON, NJ 08817-4322
Document Number	0000005185
Book / Page	17014 / 1500
Instrument Date	Oct 17, 2017
Instrument	201700005185
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	FIRST AMER TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,761.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 LORING AVE, 140, EDISON, NJ 08817-4322

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	140 LORING AVE, EDISON, NJ 08817-4322

Mortgage

Document Number	0000005186
Date	Nov 21, 2017
Instrument	201700005186

Lender

Name	KWIK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,300 (-) Land $70,000 Building $74,300	$144,300 (-) Land $70,000 Building $74,300
2025	$8,337.00 (-0.04%) Veteran's exemption	$144,300 (-) Land $70,000 Building $74,300	$144,300 (-) Land $70,000 Building $74,300
2024	$8,340.00 (+0.53%)
2023		$144,300 Land $70,000 Building $74,300	$144,300 Land $70,000 Building $74,300
2022	$8,296.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDISON WATER CO serves 35,000 people · EPA ID NJ1205001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli resolved · Oct 2020 Treatment failure resolved · Dec 2016
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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