140 Lopez St, Waco, TX 76705 Property Records

McLennan County property record for 140 Lopez St, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,056 sqft · built 1951
Lot Size0.137 acres (5,981 sqft)
Owner2 Individual Names on File
Tax Bill$2,400 (2024)
Deeds & MortgagesFeb 2026 Mortgage
Apr 2019 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN280005000057004

Property Details

APN / Parcel Number

Primary APN280005000057004
Alternative APNs
  • 2800050000570040111
  • 121607

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1985
Exterior MaterialWood
Construction TypeWood
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area5,981 sqft (0.137 acres)
Lot Dimensions92 ft deep x 65 ft wide
PorchOpen Porch
Porch Area288 sqft
Storage Building190 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemSpace Heater

Location & Zoning

Account Number121607
Old Parcel Number2800050000570040111
Street Address140 LOPEZ ST
CityWACO
StateTX
Zip76705-3146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB1
Legal DescriptionALAMO GARDENS 1 LOT A5 BLOCK 3 ACRES .1373
Legal SubdivisionALAMO GARDENS 1
Legal Block3
Legal Lot NumberA5
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group4
Census Block4000
Census Tract1700

Owner

Source: McLennan County records · APN 280005000057004

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address403 GEORGIA LN, ROBINSON, TX 76706-6214
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2026Deed of Trust, Mortgage · Commercial Mortgage
COMMUNITY BANK & TRUST
Apr 19, 2019Loan Modification, Mortgage
COMMUNITY BK
Dec 20, 2018Loan Modification, Mortgage
COMMUNITY BK
Mar 20, 2018Loan Modification, Mortgage
COMMUNITY BK/PLEASANT HILL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 13, 2001
Deed SaleJun 13, 2001
Deed Document Number2001018273
Record UpdatedJun 07, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address140 LOPEZ ST, WACO, TX 76705-3146
Transaction TypeMortgage
Record UpdatedFeb 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 GEORGIA LN, ROBINSON, TX 76706-6214

Mortgage

Document Number0000004093
DateFeb 10, 2026
Instrument2026004093
Lender
NameCOMMUNITY BANK & TRUST
TypeBank
AddressWACO, TX 76703
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address140 LOPEZ ST, WACO, TX 76705-3146
Document Number0000013860
Instrument DateApr 19, 2019
Transaction TypeMortgage
Record UpdatedJun 06, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 GEORGIA LN ROBINSON TX 767066214, ROBINSON, TX 76706-6214

Mortgage

Document Number0000013860
DateApr 29, 2019
Instrument13860
Lender
NameCOMMUNITY BK
TypeBank
AddressWACO, TX 76703-2303
Agreement
AmountAmount Recorded
Term60 Months
DueApr 28, 2024
Interest
Rate6%

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address140 LOPEZ ST, WACO, TX 76705-3146
Document Number0000002785
Instrument DateDec 20, 2018
Transaction TypeMortgage
Record UpdatedApr 10, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 GEORGIA LN ROBINSON TX 767066214, ROBINSON, TX 76706-6214

Mortgage

Document Number0000002785
DateJan 28, 2019
Instrument2785
Lender
NameCOMMUNITY BK
TypeBank
AddressWACO, TX 76703-2303
Agreement
AmountAmount Recorded
Term36 Months
DueJan 27, 2022
Interest
Rate5.75%

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address140 LOPEZ ST, WACO, TX 76705-3146
Document Number0000012246
Instrument DateMar 20, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 GEORGIA LN ROBINSON TX 767066214, ROBINSON, TX 76706-6214

Mortgage

Document Number0000012246
DateApr 17, 2018
Instrument12246
Lender
NameCOMMUNITY BK/PLEASANT HILL
TypeBank
AddressWACO, TX 76703-2303
Agreement
AmountAmount Recorded
Term12 Months
DueApr 16, 2019
Interest
Rate TypeFixed Rate
Rate5.5%

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityBellmead City
CountyMcLennan County
Unified School DistrictLa Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$134,390 (+14.65%) Land $20,270 Building $114,120$134,390 (+14.65%) Land $20,270 Building $114,120
2024$2,400.00 (+14.45%)
2023$117,220 Land $20,270 Building $96,950$117,220 Land $20,270 Building $96,950
2022$2,097.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2012–2026)
Most Recent ClaimJun 2026 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Radiate Holdings
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Helmsco
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 216 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF BELLMEAD
serves 10,664 people
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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