140 Lilly Ave, Salisbury, NC 28144 Property Records

Rowan County property record for 140 Lilly Ave, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,029 sqft · built 1950
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Apr 2018)
Tax Bill	$3,003 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`021 039`

Property Details

APN / Parcel Number

Primary APN	`021 039`
Alternative APN	`6346923`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,029 sqft Living Area
1st Floor Area	1,677 sqft
Basement Area	470 sqft
Unfinished Basement	470 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	12.5 ft deep x 10 ft wide
Garage Area	308 sqft
Porch	Porch
Porch Area	263 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	140 LILLY AVE
City	SALISBURY
State	NC
Zip	28144-2447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L17-18
Legal Subdivision	WESTCLIFFE
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2001
Census Tract	50500

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	140 LILLY AVE, SALISBURY, NC 28144-2447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jul 13, 2021	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Oct 7, 2019	Loan Modification, Mortgage · Conventional Mortgage RESIDENTIAL CREDIT OPPORT (CT)
Oct 7, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 19, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2018 · Amount on Record
Deed Sale	Apr 19, 2018 · Amount on Record
Prior Sale	Oct 29, 2007 · Amount on Record
Deed Book / Page	1307 / 686
Prior Transfer Date	Jun 1, 2016
Prior Transfer Doc	0012720862
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	140 LILLY AVE, SALISBURY, NC 28144-2447
Transaction Type	Mortgage
Record Updated	Jan 2, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 LILLY AVE, SALISBURY, NC 28144-2447

Mortgage

Document Number	0014340743
Date	Dec 20, 2023
Book Page	1434/743

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Dec 1, 2063

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	140 LILLY AVE, SALISBURY, NC 28144-2447
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 LILLY AVE, SALISBURY, NC 28144-2447

Mortgage

Document Number	0013790378
Date	Jul 13, 2021
Book Page	1379/378

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Oct 1, 2049

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROWAN NC
Property Address	140 LILLY AVE, SALISBURY, NC 28144-2447
Document Number	0013370139
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 LILLY AVE SALISBURY NC 281442447, SALISBURY, NC 28144-2447

Mortgage

Document Number	0013370139
Date	Oct 30, 2019
Book Page	001337/000139

Lender

Name	RESIDENTIAL CREDIT OPPORT (CT)
Address	ROCHESTER, NY 14626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

Interest

Rate	4%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	140 LILLY AVE, SALISBURY, NC 28144-2447
Document Number	0013370066
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 LILLY AVE SALISBURY NC 281442447, SALISBURY, NC 28144-2447

Mortgage

Document Number	0013370066
Date	Oct 29, 2019
Book Page	001337/000066

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 19, 2018
Property Address	140 LILLY AVE, SALISBURY, NC 28144-2447
Document Number	0013070686
Book / Page	1307 / 0686
Map Reference	MB 9995 PG 395
Instrument Date	Mar 26, 2018
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 LILLY AVE, SALISBURY, NC 28144-2447

Mortgage

Document Number	0013070688
Date	Apr 19, 2018
Instrument	1307/0688

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Mortgage

Document Number	0013070689
Date	Apr 19, 2018
Book Page	1307/0689

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,003.00	$251,134 (-) Land $27,600 Building $223,534	$251,134 (-) Land $27,600 Building $223,534
2025	$3,003.00	$251,134 (-) Land $27,600 Building $223,534
2023	$3,003.00	$251,134 Land $27,600 Building $223,534	$251,134 Land $27,600 Building $223,534

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1981–1985)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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