140 Laurel Acres, Erwin, TN 37650 Property Records

Unicoi County property record for 140 Laurel Acres, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,240 sqft · built 1987
Lot Size	2.71 acres (118,460 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,420 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`039I-A-012.00`

Property Details

APN / Parcel Number

Primary APN	`039I-A-012.00`
Alternative APNs	`086039I A 01200` `000009502`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,240 sqft Living Area
Gross Area	3,936 sqft
1st Floor Area	1,120 sqft
Upper Floors Area	1,120 sqft
Basement Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	118,460 sqft (2.71 acres)
Lot Dimensions	245 ft deep x 401 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	792 sqft
Porch	Finished/Open Porch
Porch Area	464 sqft
Deck Area	480 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	140 LAUREL ACRES
City	ERWIN
State	TN
Zip	37650-8975
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB 2 PG 144 LOT 9-10 416X235X372X254
Legal Subdivision	LAUREL ACRES
Legal Block	2
Legal Lot Number	9-10
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	3
Census Block	3031
Census Tract	80200

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	140 LAUREL ACRES, ERWIN, TN 37650-8975
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Intrafamily Transfer, Transfer · Line of Credit FEDERAL CREDIT UNION
Jun 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 10, 2019
Transfer Doc	0004230352
Record Updated	Jun 8, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNICOI TN
Recording Date	Apr 14, 2021
Property Address	140 LAUREL ACRES, ERWIN, TN 37650-8975
Document Number	0000444590
Book / Page	444 / 590
Map Reference	MB 2 PG 144
Instrument Date	Apr 9, 2021
Instrument	21000791
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	DEBBIE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 LAUREL ACRES, ERWIN, TN 37650-8975

Mortgage

Document Number	444592
Date	Apr 14, 2021
Book Page	444/592
Instrument	21000792

Lender

Name	FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNICOI TN
Recording Date	Jun 10, 2019
Property Address	140 LAUREL ACRES, ERWIN, TN 37650-8975
Document Number	423352
Book / Page	000423 / 000352
Instrument Date	Jun 10, 2019
Instrument	1095
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	140 LAUREL ACRES ERWIN TN 376508975, ERWIN, TN 37650-8975

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,420.00	$54,400 (-) Land $9,175 Building $45,225	$217,600 (-) Land $36,700 Building $180,900
2023		$54,400 Land $9,175 Building $45,225
2022			$217,600 Land $36,700 Building $180,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Severe Storms And Flooding, Aug 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 77% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

4G LTE only, no 5G reported

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