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140 Keystone Rd, Palatka, FL 32177 Property Records

Putnam County property record for 140 Keystone Rd, Palatka, FL 32177

Property Summary

Property TypeMobile Home
Details2,232 sqft · built 1981
Lot Size2.26 acres (98,446 sqft)
OwnerIndividual Name on Record
Last Sale$128,000 (Nov 2021)
Tax Bill$3,127 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-09-26-0000-0130-0020

Property Details

APN / Parcel Number

Primary APN07-09-26-0000-0130-0020
Alternative APN
  • 72727

Interior

Units2 Units
Building Area2,232 sqft Living Area
Gross Area1,448 sqft
1st Floor Area1,448 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1998
Architectural StyleMobile Home
Lot Area98,446 sqft (2.26 acres)
Garage TypeCarport
Garage Area380 sqft
CarportCarport
Carport Area380 sqft
PorchFinished/Screened Porch
Porch Area396 sqft
Deck Area152 sqft

Location & Zoning

Account Number72727
Street Address140 KEYSTONE RD
CityPALATKA
StateFL
Zip32177-8213
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionSW1/4 OF SE1/4 AND E66 FT OF W, 1/4 OF SW1/4 OF SE1/4 OR316, P1138
Legal Range26E
Legal Township09S
Legal Section07
JurisdictionPUTNAM FL
Township / Civil DivisionINTERLACHEN-FLORAHOME
Census Block Group2
Census Block2117
Census Tract950202

Owner

Source: Putnam County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address7338 GUM TREE RD, JACKSONVILLE, FL 32244-4270
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2021Warranty Deed, Transfer · Balloon Mortgage
MO FL LLC
May 28, 2021Warranty Deed, Transfer · Commercial Mortgage
DKC LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2021 · Amount on Record
Deed SaleNov 18, 2021 · Amount on Record
Prior SaleSep 19, 2005 · Amount on Record
Deed Document Number202126651
Deed Book / Page1644 / 888
Prior Transfer DateOct 15, 2012
Prior Transfer Doc0013310096
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateNov 18, 2021
Property Address140 KEYSTONE RD, PALATKA, FL 32177-8213
Document Number0016440888
Book / Page1644 / 888
Instrument DateNov 15, 2021
Instrument202154026651
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyGULLETT TITLE INTERLACHEN, GULLETT TTL OF INTERLACHEN I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$896.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address150 MORRIS LAKE DR, 150, HAWTHORNE, FL 32640-5902

Transferred To (Grantee/Buyer)

NameVerified Name
Address6437 SIMCA DR, JACKSONVILLE, FL 32277-2559

Mortgage

Document Number1644891
DateNov 18, 2021
Instrument1644/891
Lender
NameMO FL LLC
TypeNon-Lending Institution
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateMay 28, 2021
Property Address140 KEYSTONE RD, PALATKA, FL 32177-8213
Document Number0016211273
Book / Page1621 / 1273
Instrument DateMay 26, 2021
Instrument202154012059
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address150 MORRIS LAKE DR, 150, HAWTHORNE, FL 32640-5902

Transferred To (Grantee/Buyer)

NameVerified Name
Address150 MORRIS LAKE DR, HAWTHORNE, FL 32640-5902

Mortgage

Document Number16211279
DateMay 28, 2021
Instrument1621/1279
Lender
NameDKC LENDING LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,127.00 (+24.19%)$148,240 (+11.28%) Land $19,210 Building $129,030$148,240 (+11.28%) Land $19,210 Building $129,030
2023$2,518.00 (+13.47%)$133,210 (+25.8%)$133,210 (+25.8%) Land $24,860 Building $108,350
2022$2,219.00$105,890$105,890 Land $18,080 Building $87,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims3 (2016–2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
AT&T
DSL		25 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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