140 Joy St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 140 Joy St, Chicopee, MA 01013

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,806 sqft · built 2003
Lot Size0.155 acres (6,750 sqft)
OwnerIndividual Name on Record
Last Sale$410,000 (Mar 2022)
Tax Bill$6,984 (2026)
Deeds & MortgagesOct 2021 Refinance
Mar 2022 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN274-0003A

Property Details

APN / Parcel Number

Primary APN274-0003A
Alternative APN
  • CHIC M:0274 P:0003A

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,806 sqft Living Area
Gross Area5,041 sqft
1st Floor Area1,250 sqft
Basement Area952 sqft
Unfinished Basement952 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,750 sqft (0.155 acres)
Garage TypeAttached
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number274-0003A
Street Address140 JOY ST
CityCHICOPEE
StateMA
Zip01013-1038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code5
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2005
Census Tract811102

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address140 JOY ST, CHICOPEE, MA 01013-1038
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GEORGE PETROPOULOS
Mar 16, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2022 · Amount on Record
Deed SaleMar 16, 2022 · Amount on Record
Prior SaleMay 20, 2005
Prior Transfer DateMar 15, 2022
Prior Transfer Doc0000229819
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address140 JOY ST, CHICOPEE, MA 01013-1038
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000228024
DateOct 12, 2021
Instrument228024
Lender
NameGEORGE PETROPOULOS
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateMar 16, 2022
Property Address140 JOY ST, CHICOPEE, MA 01013-1038
Document Number0000229819
Instrument DateMar 15, 2022
Instrument229819
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 WHITMAN ST, CHICOPEE, MA 01013-2336
InvestorPossibly a Property Investor

Mortgage

Document Number0000229820
DateMar 16, 2022
Instrument229820
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,984.00 (+2.77%)$458,300 (+2.23%) Land $92,300 Building $366,000$465,912 (-11.23%)
2025$6,796.00 (+5.61%)$448,300 (+2.82%) Land $84,900 Building $363,400$524,875
2024$6,435.00 (-3.88%)$436,000 (-1.34%) Land $83,200 Building $352,800
2023$6,695.00$441,900 Land $75,700 Building $366,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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