140 Irwin Pl, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 140 Irwin Pl, Middletown, NJ 07748

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,426 sqft · built 1955
Lot Size0.287 acres (12,502 sqft)
Owner2 Individual Names on File
Last Sale$615,000 (Feb 2023)
Tax Bill$11,172 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Jan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-00643-0000-00008

Property Details

APN / Parcel Number

Primary APN32-00643-0000-00008
Alternative APNs
  • 320064300008
  • 731

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,426 sqft Living Area
1st Floor Area1,426 sqft
Basement Area1,176 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area12,502 sqft (0.287 acres)
Lot Dimensions125 ft deep x 100 ft wide
Parking Spaces1 Parking Space
Patio Area320 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number731
Street Address140 IRWIN PL
CityMIDDLETOWN
StateNJ
Zip07748-2348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR22
Legal SubdivisionSUNNY ACRE HOMES
Legal Block643
Legal Lot Number8
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group2
Census Block2015
Census Tract800800

Owner

140 Irwin Pl is owned and occupied by two individuals who bought it in February 2023.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address140 IRWIN PL, MIDDLETOWN, NJ 07748-2348
OccupancyOwner Occupied
Owner TypeIndividual
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2023Deed, Transfer · Conventional Mortgage
ADVISORS MORTGAGE GROUP LLC
Jan 6, 2023Bargain and Sale Deed, Transfer · Conventional Mortgage
GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2023 · Amount on File
Deed SaleFeb 22, 2023 · Amount on File
Prior SaleJan 6, 2023 · Amount on File
Deed Document Number202312927
Deed Book / Page9635 / 721
Record UpdatedSep 20, 2026

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateFeb 22, 2023
Property Address140 IRWIN PL, MIDDLETOWN, NJ 07748-2348
Document Number0096350721
Book / Page9635 / 721
Instrument DateFeb 1, 2023
Instrument2023012927
Transaction TypeTransfer
Record UpdatedMar 17, 2023
Title CompanyTITLE PROTECTION INC, TITLE PROTECTION GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,344.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address26 HENRY DR, MIDDLETOWN, NJ 07748-2339

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 IRWIN PL, MIDDLETOWN, NJ 07748-2348
InvestorPossibly a Property Investor

Mortgage

Document Number2023012928
DateFeb 22, 2023
Instrument2023012928
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053

January 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionMONMOUTH NJ
Recording DateJan 6, 2023
Property Address140 IRWIN PL, MIDDLETOWN, NJ 07748-2348
Document Number0096299029
Book / Page9629 / 9029
Instrument DateDec 6, 2022
Instrument2023001353
Transaction TypeTransfer
Record UpdatedFeb 1, 2023
Title CompanyREAL SOURCE TITLE, RESOURCES TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,927.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20208 46TH RD, BAYSIDE, NY 11361-3060

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 IRWIN PL, NEW MONMOUTH, NJ 07748-2348

Mortgage

Document Number2023001354
DateJan 6, 2023
Instrument2023001354
Lender
NameGATEWAY FIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateNov 1, 2027
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change6.75%
IndexOther
Max Rate9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 140 Irwin Pl was $11,172, up 13.7% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$740,300 (+6.95%) Land $452,200 Building $288,100$740,300 (+6.95%) Land $452,200 Building $288,100
2025$11,172.00 (+13.73%)$692,200 Land $418,400 Building $273,800$692,200 Land $418,400 Building $273,800
2024$9,823.00
2023$422,900 Land $258,700 Building $164,200$422,900 Land $258,700 Building $164,200
2022$7,435.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Irwin Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims8 (1980–2012)
Claims Outside the SFHA1 of 8
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Irwin Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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