140 Ingram Rd, Commerce, GA 30530 Property Records

Banks County property record for 140 Ingram Rd, Commerce, GA 30530

Property Summary

Property Type	Rural Home
Details	3 bd · 3.5 ba · 1,921 sqft · built 2004
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,678 (2025)
Deeds & Mortgages	Nov 2017 Mortgage May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`B81 041B`

Property Details

APN / Parcel Number

Primary APN	`B81 041B`
Alternative APN	`9463`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,921 sqft Heated Area
1st Floor Area	1,921 sqft
Basement Area	705 sqft
Finished Basement	705 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)

Exterior Amenities

Porch	Slab
Porch Area	758 sqft
Patio Area	784 sqft
Shed	1 Shed
Shed Area	225 sqft
Canopy	400 sqft
Storage Building	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	9463
Street Address	140 INGRAM RD
City	COMMERCE
State	GA
Zip	30530-7154
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	ARR
Legal Description	GMD 207 PB E-26
Legal Subdivision	SAMMY W & SANDRA LYNN INGRAM
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1034
Census Tract	970400

Owner

Source: Banks County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	140 INGRAM RD, COMMERCE, GA 30530-7154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2017	Deed of Trust, Mortgage PINNACLE BANK
May 28, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 17, 2009
Transfer Doc	000343/225
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	140 INGRAM RD, COMMERCE, GA 30530-7154
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000445/710
Date	Nov 28, 2017
Book Page	445/710

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 1, 2022

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	May 28, 2021
Property Address	140 INGRAM RD, COMMERCE, GA 30530-7154
Document Number	000505/449
Book / Page	505 / 449
Instrument Date	May 28, 2021
Instrument	2021-000562
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 INGRAM RD, COMMERCE, GA 30530-7154

Tax Assessment & Valuation

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,678.00 (-3.15%) Homeowner's exemption	$147,750 (+3.79%) Land $11,251 Building $136,499	$369,375 (+3.79%) Land $28,127 Building $341,248
2024	$2,765.00 (+40.28%) Homeowner's exemption	$142,360 (+21.82%) Land $10,228 Building $132,132	$355,900 (+21.82%) Land $25,571 Building $330,329
2023	$1,971.00 (-8.54%) Homeowner's exemption	$116,864 (+11.74%) Land $12,381 Building $104,483	$292,159 (+11.74%) Land $30,952 Building $261,207
2022	$2,155.00 Homeowner's exemption	$104,587 Land $11,475 Building $93,112	$261,466 Land $28,687 Building $232,779

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ingram Rd

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