140 Hcr 1431, Covington, TX 76636 Property Records

Hill County property record for 140 Hcr 1431, Covington, TX 76636

Property Summary

Property Type	Residential
Details	2 ba · 1,404 sqft · built 1979
Lot Size	2.03 acres (88,557 sqft)
Owner	2 Individual Names on File
Last Sale	$486,115 (Sep 2025)
Tax Bill	$7,230 (2026)
Deeds & Mortgages	Sep 2017 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16110-55500-90881-000000`

Property Details

APN / Parcel Number

Primary APN	`16110-55500-90881-000000`
Alternative APN	`124407`

Interior

Full Baths	2 Baths
Building Area	1,404 sqft Living Area
Gross Area	4,520 sqft
1st Floor Area	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Roof Type	Gable
Lot Area	88,557 sqft (2.03 acres)
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Porch	Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16110-55500-90881-000000
Street Address	140 HCR 1431
City	COVINGTON
State	TX
Zip	76636-4654
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	J MCCARTER A-555 TR 88A 2.033 AC
Legal Subdivision	J MCCARTER A-
Legal Tract	88A
Jurisdiction	HILL TX
Township / Civil Division	ITASCA
Census Block Group	3
Census Block	3058
Census Tract	960100

Owner

140 Hcr 1431, a residential property, is owned and occupied by two individuals who bought it in September 2025.

Source: Hill County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 HCR 1431, COVINGTON, TX 76636-4654
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage GREAT WESTERN FINANCIAL SERVICES INC
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREAT WESTERN FINANCIAL SERVICES INC
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREAT WESTERN FINANCIAL SERVICES INC
Sep 11, 2025	Vendor's Lien, Transfer GLOBAL HOME FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2025 · Amount on File
Deed Sale	Sep 11, 2025 · Amount on File
Prior Sale	Dec 11, 2013 · Amount on File
Deed Document Number	2025168523
Deed Book / Page	2392 / 722
Prior Transfer Date	Dec 6, 2013
Prior Transfer Doc	001775/468
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	140 HCR 1431, COVINGTON, TX 76636-4654
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001924/837
Date	Sep 28, 2017
Book Page	1924/837
Instrument	00091493

Lender

Name	GREAT WESTERN FINANCIAL SERVICES INC
Type	Subprime Lender
Address	PLANO, TX 75093

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2037

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	140 HCR 1431, COVINGTON, TX 76636-4654
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002109/651
Date	May 14, 2021
Book Page	2109/651
Instrument	122457

Lender

Name	GREAT WESTERN FINANCIAL SERVICES INC
Type	Subprime Lender
Address	PLANO, TX 75093

Agreement

Type	Conventional Mortgage

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	140 HCR 1431, COVINGTON, TX 76636-4654
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002109/633
Date	May 14, 2021
Book Page	2109/633
Instrument	122456

Lender

Name	GREAT WESTERN FINANCIAL SERVICES INC
Type	Subprime Lender
Address	PLANO, TX 75093

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Sep 11, 2025
Property Address	140 HCR 1431, COVINGTON, TX 76636-4654
Document Number	002392/722
Book / Page	2392 / 722
Map Reference	VOL 1775 PG 468
Instrument Date	Aug 14, 2025
Instrument	168523
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 HCR 1431, COVINGTON, TX 76636-4654

Mortgage

Date	Sep 11, 2025

Lender

Name	GLOBAL HOME FINANCE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 140 Hcr 1431 was $7,230 with a homeowner's exemption, up 329.1% from the year before.

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Covington City
County	Hill County
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,230.00 (+329.08%)	$374,610 (+28.06%) Land $51,220 Building $323,390	$374,610 (+28.06%) Land $51,220 Building $323,390
2025	$1,685.00 Homeowner's exemption	$292,530 (-9.12%) Land $48,790 Building $243,740	$292,530 (-9.12%) Land $48,790 Building $243,740
2024		$321,870 (+18.44%) Land $78,070 Building $243,800	$321,870 (+18.44%) Land $78,070 Building $243,800
2023		$271,760 Land $65,060 Building $206,700	$271,760 Land $65,060 Building $206,700
2022	$1,133.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Hcr 1431 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Hcr 1431 is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 69% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER WORKS serves 717 people · EPA ID TX1090021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	300 / 60
Nextlink Fixed Wireless	100 / 20
Windstream DSL	25 / 3

May also be available: AT&T.

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