140 Harrow Rd, Harrogate, TN 37752 Property Records

Claiborne County property record for 140 Harrow Rd, Harrogate, TN 37752

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,660 sqft · built 1979
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Last Sale$128,000 (Oct 2018)
Tax Bill$934 (2024)
Deeds & MortgagesMar 2024 Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN015C E 03400

Property Details

APN / Parcel Number

Primary APN015C E 03400
Alternative APN
  • 013015C E 03400

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,660 sqft Living Area
1st Floor Area1,660 sqft
Basement Area1,024 sqft
Finished Basement1,024 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1989
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions180 ft deep x 100 ft wide

Exterior Amenities

PorchSlab
Porch Area114 sqft
Deck Area1 sqft
Patio Area144 sqft
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address140 HARROW RD
CityHARROGATE
StateTN
Zip37752-6964
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 06, COUNTY AREA: A03
Legal SubdivisionHAMILTON ESTATES
Legal Lot Number50
JurisdictionCLAIBORNE TN
Township / Civil Division6
Census Block Group1
Census Block1044
Census Tract970200

Owner

Source: Claiborne County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address140 HARROW RD, HARROGATE, TN 37752-6964
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2024Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Oct 27, 2020Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LENDING
Oct 24, 2018Warranty Deed, Transfer · VA Mortgage
HOME POINT FINANCIAL CORPORATION
Jan 3, 2017Quit Claim Deed, Transfer · Conventional Mortgage
CITIZENS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2018 · Amount on Record
Deed SaleOct 24, 2018 · Amount on Record
Prior SaleOct 19, 2015 · Amount on Record
Deed Document Number20183675
Deed Book / Page1507 / 748
Prior Transfer DateNov 29, 2016
Prior Transfer Doc1466277
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAIBORNE TN
Property Address140 HARROW RD, HARROGATE, TN 37752-6964
Transaction TypeMortgage
Record UpdatedMar 19, 2024
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 HARROW RD, HARROGATE, TN 37752-6964

Mortgage

Document Number0000165188
DateMar 6, 2024
Book Page1651/88
Instrument24011276
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2054

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAIBORNE TN
Property Address140 HARROW RD, HARROGATE, TN 37752-6964
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyVANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number155870
DateOct 27, 2020
Book Page1558/70
Instrument20004846
Lender
NameCLEARPATH LENDING
TypeLending Institution
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2050

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAIBORNE TN
Recording DateOct 24, 2018
Property Address140 HARROW RD, HARROGATE, TN 37752-6964
Document Number0001507748
Book / Page1507 / 748
Map ReferenceMB1 PG67
Instrument DateOct 19, 2018
Instrument18003675
Transaction TypeTransfer
Record UpdatedJun 21, 2022
Title CompanyWARRANTY TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$473.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 HARROW RD, HARROGATE, TN 37752-6964

Mortgage

Document Number0018003676
DateOct 24, 2018
Instrument18003676
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAIBORNE TN
Recording DateJan 3, 2017
Property Address140 HARROW RD, HARROGATE, TN 37752-6964
Document Number0001466275
Book / Page1466 / 275
Instrument DateNov 29, 2016
Instrument17000024
Transaction TypeTransfer
Record UpdatedJun 21, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 HARROW RD, HARROGATE, TN 37752-6964

Mortgage

Document Number1466277
DateJan 3, 2017
Book Page1466/277
Instrument17000025
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateFeb 1, 2024

Tax Assessment & Valuation

Source: Claiborne County assessment roll, as of January 29, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyClaiborne County
MunicipalityHarrogate City
Unified School DistrictClaiborne County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$39,900 (-) Land $7,000 Building $32,900
2024$934.00 (+17.04%)
2022$798.00$39,900 Land $7,000 Building $32,900$159,600 Land $28,000 Building $131,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims6 (2011)
Most Recent ClaimJun 2011 · Severe Storms, Straight-line Winds, Tornadoes, And
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And, Jun 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 83% of Tennessee
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARTHUR-SHAWANEE UTILITY DISTRICT
serves 10,037 people · EPA ID TN0000022
Water SourceSurface water
Last State InspectionMay 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable
2,000 / 50
Point Broadband
Fiber
1,000 / 1,000
MountaiNet Telephone Company
Fiber
1,000 / 1,000

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