140 Gto Dr, Grover, NC 28073 Property Records

Cleveland County property record for 140 Gto Dr, Grover, NC 28073

Property Summary

Property Type	Single Family Home
Details	1,836 sqft · built 1998
Lot Size	1.75 acres (76,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Mar 2017)
Tax Bill	$964 (2025)
Deeds & Mortgages	Oct 2022 Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54932`

Property Details

APN / Parcel Number

Primary APN	`54932`
Alternative APN	`1239758`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,836 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Lot Area	76,230 sqft (1.75 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Deck Area	412 sqft
Shed	1 Shed
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1239758
Street Address	140 GTO DR
City	GROVER
State	NC
Zip	28073-9627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	1.75 AC OFF RD 2417
Legal Subdivision	LONG BRANCH ESTATE
Legal Block	1
Legal Lot Number	121
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1006
Census Tract	950604

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	140 GTO DR, GROVER, NC 28073-9627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage TRULIANT FCU
May 20, 2021	Intrafamily Transfer, Transfer
Mar 15, 2017	Warranty Deed, Transfer · Conventional Mortgage SHARONVIEW FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2017 · Amount on Record
Deed Sale	Mar 15, 2017 · Amount on Record
Deed Document Number	20172695
Deed Book / Page	1738 / 1220
Last Transfer Date	May 5, 2021
Transfer Doc	0018411341
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	140 GTO DR, GROVER, NC 28073-9627
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018850788
Date	Oct 20, 2022
Book Page	1885/788
Instrument	200079876

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Oct 27, 2034

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	May 20, 2021
Property Address	140 GTO DR, GROVER, NC 28073-9627
Document Number	0018411341
Book / Page	1841 / 1341
Map Reference	MB 22 PG 134
Instrument Date	May 5, 2021
Instrument	200055502
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 GTO DR, 140, GROVER, NC 28073-9627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 732, GROVER, NC 28073-0732

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 15, 2017
Property Address	140 GTO DR, GROVER, NC 28073-9627
Document Number	0017381220
Book / Page	1738 / 1220
Instrument Date	Mar 14, 2017
Instrument	2017-002695
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 GTO DR, 125, GROVER, NC 28073-9627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 GTO DR, GROVER, NC 28073-9627

Mortgage

Document Number	0017381222
Date	Mar 15, 2017
Book Page	1738/1222
Instrument	2017-002696

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,816 (-) Land $14,947 Building $136,869	$151,816 (-) Land $14,947 Building $136,869
2025	$964.00	$151,816 (+94.46%) Land $14,947 Building $136,869	$151,816 (+94.46%) Land $14,947 Building $136,869
2023		$78,069 Land $13,136 Building $64,933	$78,069 Land $13,136 Building $64,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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